CENTURY 21 Edge
$1,450,0005 bd3.5 ba3,572 sqft$406 /sqft$10,381 /mo all-in ↓

17309 LADERA ESTATES BOULEVARD, LUTZ, FL, 33548

Active10 days on marketListed Sep 11, 2026MLS #TB8545311

Private poolSingle Family ResidenceLADERA

About this home

17309 LADERA ESTATES BOULEVARD

Welcome to the sought-after gated community of Ladera, where luxury, privacy and an exceptional location come together. This stunning Taylor Morrison executive home offers more than 3,500 square feet of beautifully designed single-story living, situated on an impressive ½-acre private lot. Featuring 5 bedrooms, 3.5 baths, an expansive bonus room and 3-car side-entry garage, this home is filled with custom details and upgrades throughout. From the moment you arrive, the paver driveway, tile roof and impressive double stained French doors set the tone. Step inside to soaring architectural details including tray and coffered ceilings, crown molding, wainscoting and beautiful stone accents. The welcoming foyer features a stone-accented cove and opens to the elegant living room with a coffered ceiling and sliding doors showcasing views of the outdoor oasis. The formal dining room is enhanced with classic wainscoting and is conveniently located near the kitchen and half bath. At the heart of the home is the gourmet chef's kitchen, designed for both entertaining and everyday living. Enjoy a natural gas cooktop/range, double ovens, abundant cabinetry and counter space, center island, breakfast bar and spacious casual dining area. The kitchen opens seamlessly to the impressive family room, where a floor-to-ceiling stone accent wall with gas fireplace, custom built-ins, expansive windows with plantation shutters and sliding doors to the lanai create a warm yet sophisticated gathering space. The thoughtfully designed split-bedroom floor plan provides privacy for everyone. The spacious primary retreat features beautiful bay windows overlooking the pool, two walk-in closets, and an ensuite bath with dual vanities, garden tub and walk-in shower. Bedrooms 2 and 3 share a convenient Jack-and-Jill bath, while Bedroom 4 is privately positioned near the third full bath—ideal for guests or multigenerational living. Bedroom 5, complete with a closet, is located near the primary suite and is currently being used as a private home office, providing flexibility to fit your lifestyle. And then there is the massive bonus room—the perfect media room, game room, second family room or entertaining space—with French doors opening directly to the lanai. Step outside and experience your own private Florida oasis. An expansive pavered lanai offers a large covered area with plenty of room for outdoor living and dining, along with an outdoor kitchen and bar. The spectacular saltwater pool features a bubbling sun shelf and spillover spa, all surrounded by the privacy of the oversized ½-acre homesite. Ladera is an exclusive gated community of estate homes centered around beautiful Lake Merrywater, with preserved wetlands and green space creating a peaceful, scenic setting. Residents enjoy a serene community park with gazebo and lakefront dock, all while being conveniently located near the Veterans Expressway, hospitals, restaurants, shopping and highly regarded schools. Add in low HOA fees, and this exceptional home offers the perfect combination of luxury, space, privacy and convenience. One story. ½-acre lot. 5 bedrooms + bonus room. 3-car garage. Resort-style outdoor living. Welcome home to Ladera.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,572

Sqft

0.53 ac

Lot size

3

Garage

2015

Year built

One

Levels

$406

Per sqft

Private poolFireplaceNegotiablePets allowed

Inside

FlooringOther
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Microwave · Refrigerator · Tankless Water Heater · Water Softener
InteriorBuilt-in Features · Coffered Ceiling(s) · Crown Molding · High Ceilings · Open Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesSouth
ParkingOversized · Split Garage
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$325/mo
Taxes (2025)$18,332/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesNatural Gas Connected · Sprinkler Meter
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,381 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,824
PMI (est., until 20% equity)$544
Property tax — 2025 actual bill$1,528
HOA fee — from the listing$325
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $145,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $145,000
Interest rate6.00%
Loan term

Estimated payment

$10,381/mo

Principal & interest$7,824
PMI (est., until 20% equity)$544
Property taxes (actual bill)$1,528
HOA / condo fee$325
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$905KedgeAI estimate $971,846 · range $943K$984K$1.5M

vs edgeAI estimate

+49.2%

$/sqft vs Lutz actives

$406 vs $243

Days on market

10 vs 48 typical

Where $406/sqft sits among the 271 Lutz actives

79
75
57
26
10
24 · this home
$174–212$212–251$251–290$290–328$328–367$367+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Drive times from this address

Downtown Tampa23 min
Tampa Int’l Airport (TPA)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33548 — neighborhood snapshot

Population

8,678

Median age

40.7

Median income

$124,548

Median home value

$523,000

Avg household

2.92

Households w/ children

1,094

For the school run

Hillsborough County School District

MiddleBuchanan Middle School★★★★
ElementaryLutz K-8 School★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$541K$528K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

165 of 271

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the LUTZ 33548 median. See the full Lutz market guide →

Paper trail

This home's history

Sep 11, 2026Listed at $1,450,000 · 10 days on market since
2015Built · LADERA

Reality check

What actually sold near 17309 LADERA ESTATES BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1403 MERRY WATER DRIVESold · Dec ’25

$1,325,000

1403 MERRY WATER DRIVE · same community

5 bd · 3.5 ba · 3,658 sqft · $362/sqft · 16 DOM

3317 CRENSHAW LAKE ROADSold · Jul ’26

$1,700,000

3317 CRENSHAW LAKE ROAD · same community

4 bd · 4 ba · 3,798 sqft · $448/sqft · 9 DOM

1207 MERRY WATER DRIVESold · May ’26

$1,610,000

1207 MERRY WATER DRIVE · same community

4 bd · 3.5 ba · 4,101 sqft · $393/sqft · 62 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 17309 LADERA ESTATES BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17309 LADERA ESTATES BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

17309 LADERA ESTATES BOULEVARD FAQs

What would the monthly payment be for 17309 LADERA ESTATES BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,381/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 17309 LADERA ESTATES BOULEVARD?+

The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 17309 LADERA ESTATES BOULEVARD?+

The most recent tax bill on record (2025) was $18,332. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17309 LADERA ESTATES BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $1,450,000, this home is listed about 205% above the Lutz median of $475,000. The market section on this page shows how the area is trending.

Which schools are assigned to 17309 LADERA ESTATES BOULEVARD?+

Buchanan Middle School (middle), Lutz K-8 School (elementary), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,450,000 runs 107% above the LUTZ 33548 median — but at 3,572 sqft it's also 70% larger than the typical Lutz listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Buchanan Middle School, Lutz K-8 School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lutz K-8 School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Kristi Drablos. MLS #TB8545311.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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