645 MCDANIEL STREET UNIT 645, SUN CITY CENTER, FL, 33573
Active7 days on marketListed Sep 13, 2026MLS #TB8545465
About this home
645 MCDANIEL STREET UNIT 645
Virtually Staged. Welcome to resort-style living in this inviting, partially furnished 2-bedroom, 2-bath home in the maintenance-free, gated 55+ community of Kings Point. The bright, functional floor plan features vaulted ceilings, abundant natural light, comfortable living and dining areas, a breakfast bar, and a well-equipped kitchen with generous cabinet and counter space. The primary suite offers a walk-in closet and private bath with a walk-in shower. The second bedroom provides flexible space for guests, a home office, or hobbies. Fresh interior paint, a peaceful lanai, and a 1½-car garage with golf-cart parking, a utility sink, and additional shelving and storage complete the home. The existing furnishings may remain for the tenant’s convenience or be removed upon request. The monthly rent includes premium cable, high-speed internet, water, sewer, trash service, pest control, all grounds maintenance, 24-hour gated and staffed security, community transportation, and emergency paramedic and ambulance services. Kings Point residents enjoy access to an extraordinary collection of amenities, including two spectacular clubhouses, six heated pools, hot tubs, fitness centers, golf courses, tennis and pickleball courts, billiards, an 850-seat theater, the full-service Serenity Spa, and countless clubs, activities, and social events. Enjoy convenient golf-cart access to shopping, dining, medical services, and nearly everything else available throughout Sun City Center’s self-contained active-adult community. Florida’s world-famous beaches, Disney World, Busch Gardens, and Tampa’s convenient cruise port are also within driving distance. This is an exceptional opportunity to enjoy comfortable, carefree Florida living and everything the Kings Point lifestyle has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,192
Sqft
0.06 ac
Lot size
1
Garage
1990
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sun City Center actives
$2 vs $160
Days on market
7 vs 58 typical
Where $2/sqft sits among the 309 Sun City Center actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kings Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
Kings Point — neighborhood snapshot
Population
7,309
Median age
75
Median income
$55,306
Median home value
$195,891
Avg household
2
Households w/ children
22%
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sun City Center market
$255K → $260K
Sun City Center median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
177 of 309
Sun City Center actives have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 645 MCDANIEL STREET UNIT 645
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$190,000
604 MASTERPIECE DRIVE UNIT 604 · same community
2 bd · 2 ba · 1,414 sqft · $134/sqft · 359 DOM
Sold · Apr ’26$170,000
657 MASTERPIECE DRIVE UNIT 154 · same community
2 bd · 2 ba · 1,543 sqft · $110/sqft · 191 DOM
Sold · Apr ’26$269,500
675 MASTERPIECE DRIVE · same community
3 bd · 2.5 ba · 2,171 sqft · $124/sqft · 175 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 645 MCDANIEL STREET UNIT 645 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 645 MCDANIEL STREET UNIT 645 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
645 MCDANIEL STREET UNIT 645 FAQs
What would the monthly payment be for 645 MCDANIEL STREET UNIT 645?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 645 MCDANIEL STREET UNIT 645?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $1,850, this home is listed about 99% below the Sun City Center median of $269,900. The market section on this page shows how the area is trending.
Which schools are assigned to 645 MCDANIEL STREET UNIT 645?+
Cypress Creek Elementary School (elementary), Shields Middle School (middle), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA'S 1ST CHOICE RLTY LLC · Rich Shelley. MLS #TB8545465.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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