
3982 POINSETTIA DRIVE, ST PETE BEACH, FL, 33706
Active0 days on marketListed Sep 4, 2026MLS #TB8545680
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About this home
3982 POINSETTIA DRIVE
WELCOME TO ST. PETE BEACH... WHERE HOME FEELS LIKE A PERMANENT VACATION! There are homes you purchase, and then there are lifestyles you get to call your own. Set on an impressive corner lot of nearly a quarter acre, this beautifully reimagined 3 bedroom, 2 bath residence delivers the rare combination of turnkey living, generous indoor/outdoor entertaining space, contemporary design and the unmistakable magic of Florida’s Gulf Coast. From the moment you arrive, the home makes an impression. Step inside to a light, bright interior where thoughtful renovations and custom finishes create a polished yet relaxed coastal atmosphere. Beautiful plank tile flooring flows throughout the home, complemented by crown molding, upgraded baseboards, solid core raised panel doors and striking black hardware, hinges and fixtures that give the interior a cohesive modern edge. At the heart of the home is a stunning chef inspired kitchen designed to be both beautiful and functional. Level 4 granite countertops, black stainless steel appliances and a mosaic tile backsplash create a sophisticated centerpiece equally suited for quiet mornings at home or entertaining family and friends. Both bathrooms have been beautifully transformed with custom tiled bath and shower surrounds, contemporary finishes and frameless glass enclosures. Beyond the three bedrooms, the spacious Florida room offers exceptional flexibility as a family room, den, home office, game room or additional entertaining space... make it whatever suits your lifestyle. And in Florida, life is meant to spill outdoors.... Step into the expansive backyard and discover your own private setting for entertaining, dining and unwinding beneath the Florida sky. A custom outdoor kitchen and dedicated seating area set the stage for weekend cookouts, evening gatherings and long conversations with friends after another spectacular Gulf Coast sunset. The oversized corner homesite provides something increasingly difficult to duplicate in a beach community: room to actually live, gather and enjoy the outdoors. Adding even greater value and peace of mind, the seller is offering a BRAND NEW ROOF PRIOR TO CLOSING WITH AN ACCEPTED OFFER. Then there is the location. St. Pete Beach isn’t simply a destination... it is a way of life. Spend mornings walking the shoreline, afternoons boating, paddle boarding, fishing or exploring the Gulf, and evenings chasing sunsets before heading to the restaurants, boutiques, markets and entertainment along Corey Avenue, Gulf Boulevard and historic Pass-a-Grille. From casual waterfront seafood and beach bars to refined dining, local cafés, live music and legendary landmarks such as the Don CeSar, there is always somewhere to go and absolutely no reason to rush getting there... Here, flip-flops qualify as evening attire, sunsets become part of the daily schedule, and weekends can begin with absolutely no itinerary at all. Beautifully updated. Exceptionally spacious. Turnkey and ready to enjoy. This isn’t simply your opportunity to own a home near the beach. It’s your opportunity to LIVE ST. PETE BEACH. Schedule your private showing and come experience it for yourself!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,008
Sqft
0.23 ac
Lot size
1
Garage
1955
Year built
One
Levels
$769
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,877 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,877/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+136.6%
Days on market
0 vs 81 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belle Vista
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Belle Vista — neighborhood snapshot
Population
1,335
Median age
59
Median income
$137,596
Median home value
$746,300
Avg household
2
Households w/ children
89%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3982 POINSETTIA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3982 POINSETTIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3982 POINSETTIA DRIVE FAQs
What would the monthly payment be for 3982 POINSETTIA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,877/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3982 POINSETTIA DRIVE?+
The most recent tax bill on record (2025) was $2,935. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3982 POINSETTIA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $775,000, this home is listed about 24% above the St Pete Beach median of $625,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3982 POINSETTIA DRIVE?+
Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$775,000 runs 72% above the ST PETE BEACH 33706 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Listed today in a St Pete Beach market that averages 81 — if it fits, move quickly.
04Strong assigned schools
Boca Ciega High School, Bay Point Middle School, Azalea Elementary School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of EXP REALTY LLC · Tanner Tillung. MLS #TB8545680.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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