3318 SILVERPOND DRIVE, PLANT CITY, FL, 33566
Active64 days on marketListed Sep 4, 2026MLS #TB8545809
About this home
3318 SILVERPOND DRIVE
Priced to sell! With some renovation, this well-cared-for 3-bedroom, 2-bath, 2-car garage pool home offers a comfortable layout, inviting outdoor space, and plenty of opportunity to make it your own. As you step inside, you'll find an open floor plan that makes everyday living and entertaining easy. The spacious kitchen features light, bright cabinetry and plenty of counter space, creating a welcoming spot to prepare meals, gather with family, and enjoy time with friends. Step outside and enjoy your own private Florida retreat. The screen-enclosed pool and backyard are perfect for relaxing, entertaining, enjoying a summer barbecue, or simply taking advantage of the beautiful Florida weather. The home has been lovingly maintained and is ready for you to move in and enjoy, while also offering the opportunity to make updates and add your own style over time. Located in the desirable Walden Lake community, you'll enjoy mature landscaping, scenic lakes, walking trails, parks, and a convenient location close to shopping, dining, schools, golf, and easy access to Tampa, Lakeland, and I-4. Whether you're looking for a comfortable pool home to enjoy right away or a home you can gradually update to reflect your own taste, this Walden Lake property offers a wonderful opportunity. Come see all that it has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,811
Sqft
0.56 ac
Lot size
2
Garage
1992
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,138 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,138/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.4%
$/sqft vs Plant City actives
$179 vs $203
Days on market
64 vs 43 typical
Where $179/sqft sits among the 288 Plant City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Walden Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
Walden Lake — neighborhood snapshot
Population
7,489
Median age
45
Median income
$98,213
Median home value
$398,207
Avg household
3
Households w/ children
951
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$351K → $346K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
165 of 288
Plant City actives have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the PLANT CITY 33566 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 3318 SILVERPOND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$370,000
3315 SILVERPOND DRIVE · same community
3 bd · 2 ba · 1,809 sqft · $205/sqft · 40 DOM
Sold · Apr ’26$369,900
3312 SILVERPOND DRIVE · same community
3 bd · 2 ba · 1,637 sqft · $226/sqft · 5 DOM
Sold · Sep ’26$519,900
2203 PAR MEADOWS LANE
3 bd · 2 ba · 1,791 sqft · $290/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3318 SILVERPOND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3318 SILVERPOND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3318 SILVERPOND DRIVE FAQs
What would the monthly payment be for 3318 SILVERPOND DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,138/mo — principal and interest, the actual property-tax bill, the $64/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3318 SILVERPOND DRIVE?+
The association fee works out to $64 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3318 SILVERPOND DRIVE?+
The most recent tax bill on record (2025) was $6,476. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3318 SILVERPOND DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Plant City?+
At $324,900, this home is listed about 18% below the Plant City median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3318 SILVERPOND DRIVE?+
Walden Lake Elementary School (elementary), Plant City High School (high), Tomlin Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PLANT CITY 33566 market on paper
$324,900 is 18% below the PLANT CITY 33566 median of $397,450, and at $179/sqft it sits under the Plant City average of $235.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Walden Lake Elementary School, Plant City High School, Tomlin Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Walden Lake Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $369,900, now $324,900 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Rhea Shoop. MLS #TB8545809.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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