
11609 CARROLLWOOD DRIVE, TAMPA, FL, 33618
Active38 days on marketListed Sep 5, 2026MLS #TB8545837
About this home
11609 CARROLLWOOD DRIVE
A rare opportunity on beautiful 210 acre Lake Carroll, this expansive 6-bedroom, 5.5-bath lakefront estate offers exceptional space, panoramic water views from the extensive wrap around balconies and a setting that is increasingly difficult to find in the heart of Tampa. Located next to WhiteSands Beach Park and the community boat ramp, the property enjoys a remarkable connection to the lake from both inside and out. Designed on a grand scale and filled with the distinctive luxury details of its era, the home offers vintage elegance with incredible potential for a new owner to preserve its character, reimagine it for modern living, or create an entirely new vision for this extraordinary lakefront property. The spacious floor plan includes four bedrooms on the main level, including a generous primary suite/or office with panoramic windows overlooking Lake Carroll and library bookshelves if you want to keep as a study. The second primary suite upstairs captures equally impressive sweeping lake views, creating a true double-primary layout ideal for multigenerational living or extended guests. A large bonus room provides additional flexible living space, while the expansive kitchen retains its vintage character and offers abundant room for gathering and entertaining. Also featured is many areas of extra storage for everyday and little used items. Throughout the home, walls of windows frame the lake and bring the waterfront setting into nearly every major living space. Outside, the pool and spa have a character all their own, surrounded by distinctive stone features and positioned to take full advantage of the open lake views. A private boat dock completes the waterfront lifestyle, offering direct access to Lake Carroll just beyond the backyard. A substantial lakefront estate with scale, character, incredible views, and the opportunity for its next owner to decide what comes next!
Facts & features
The home at a glance
6
Bedrooms
5.5
Bathrooms
5,510
Sqft
0.37 ac
Lot size
2
Garage
1967
Year built
Two
Levels
$535
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$19,683 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$19,683/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+72.8%
$/sqft vs Tampa actives
$535 vs $289
Days on market
38 vs 64 typical
Where $535/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33618 — neighborhood snapshot
Population
27,588
Median age
41.9
Median income
$79,850
Median home value
$379,200
Avg household
2.32
Households w/ children
3,023
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
223 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 975% above the TAMPA 33618 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 11609 CARROLLWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$2,000,000
11710 N ARMENIA AVENUE
5 bd · 5 ba · 5,377 sqft · $372/sqft · 42 DOM
Sold · Jun ’26$2,000,000
3407 W BUSCH BOULEVARD
5 bd · 4.5 ba · 4,849 sqft · $412/sqft · 0 DOM
Sold · Sep ’26$2,400,000
3330 EHRLICH ROAD
7 bd · 5.5 ba · 6,294 sqft · $381/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11609 CARROLLWOOD DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11609 CARROLLWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11609 CARROLLWOOD DRIVE FAQs
What would the monthly payment be for 11609 CARROLLWOOD DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $19,683/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11609 CARROLLWOOD DRIVE?+
The most recent tax bill on record (2025) was $29,988. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11609 CARROLLWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $2,950,000, this home is listed about 578% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11609 CARROLLWOOD DRIVE?+
Carrollwood K-8 School (elementary), Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,950,000 runs 975% above the TAMPA 33618 median — but at 5,510 sqft it's also nearly 4 times the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $3,300,000, now $2,950,000 — a $350K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Joe Lewkowicz. MLS #TB8545837.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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