CENTURY 21 Edge
$179,0002 bd2 ba1,111 sqft$161 /sqft$1,508 /mo all-in ↓

1575 SW SILVER PINE WAY UNIT F2, PALM CITY, FL, 34990

Active13 days on marketListed Sep 8, 2026MLS #TB8545960

CondominiumPINE RIDGE AT MARTIN DOWNS CONDO 14

About this home

1575 SW SILVER PINE WAY UNIT F2

Welcome to this well-cared-for 2-bedroom, 2-bathroom condo in Palm City! This comfortable home has been lovingly maintained and offers a great opportunity to add your own personal style and updates. The functional layout provides spacious living areas, two bedrooms, and two full bathrooms. With its solid condition and desirable Palm City location, this condo is a great option for a primary residence, seasonal home, or investment property. The community has a lot of great features, including pool, pickleball, community center and so much more, along with convenient access to nearby shopping, dining, and major roadways. This is a great opportunity for someone looking for space, value, and location.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,111

Sqft

33.84 ac

Lot size

1987

Year built

One

Levels

$161

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Range · Refrigerator
InteriorKitchen/Family Room Combo · Primary Bedroom Main Floor
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
FacesNorth
ExteriorBalcony

Community & fees

Taxes (2025)$2,579/yr
PetsBreed Restrictions
CommunityClubhouse · Gated Community - Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,508 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,054
FHA mortgage insurance (est.)$79
Property tax — 2025 actual bill$215
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,265Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,265
Interest rate6.00%
Loan term

Estimated payment

$1,508/mo

Principal & interest$1,054
FHA mortgage insurance (est.)$79
Property taxes (actual bill)$215
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Pine Ridge At Martin Downs

Get to know Palm City. See the full Palm City guide →

Pine Ridge At Martin Downs — neighborhood snapshot

Population

752

Median age

38

Median income

$80,175

Median home value

$274,400

Avg household

3

Households w/ children

132

For the school run

Martin County School District

ElementaryBessey Creek Elementary School★★★★
MiddleHidden Oaks Middle School★★★★
HighMartin County High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm City market

$1.4M$225K

Palm City median sold, yr/yr

100.0%

Sale-to-list ratio (12 mo)

Median sold price, Palm City, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Sep 8, 2026Listed at $179,000 · 13 days on market since
1987Built · PINE RIDGE AT MARTIN DOWNS CONDO 14

Reality check

What actually sold near 1575 SW SILVER PINE WAY UNIT F2

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2703 SW MATHESON AVENUE UNIT 116C1Sold · Oct ’25

$225,000

2703 SW MATHESON AVENUE UNIT 116C1 · same community

1 bd · 1 ba · 830 sqft · $271/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1575 SW SILVER PINE WAY UNIT F2 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1575 SW SILVER PINE WAY UNIT F2 — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1575 SW SILVER PINE WAY UNIT F2 FAQs

What would the monthly payment be for 1575 SW SILVER PINE WAY UNIT F2?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,508/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1575 SW SILVER PINE WAY UNIT F2?+

The most recent tax bill on record (2025) was $2,579. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1575 SW SILVER PINE WAY UNIT F2?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm City?+

At $179,000, this home is listed about 74% below the Palm City median of $684,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1575 SW SILVER PINE WAY UNIT F2?+

Bessey Creek Elementary School (elementary), Hidden Oaks Middle School (middle), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOMERIVER GROUP · Rebecca Vazquez. MLS #TB8545960.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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