
224 ALBERT STREET, DUNEDIN, FL, 34698
Active14 days on marketListed Sep 6, 2026MLS #TB8545983
About this home
224 ALBERT STREET
HISTORIC DOWNTOWN DUNEDIN MASTERPIECE — LOCATION, LAND, HISTORY & ENDLESS POSSIBILITIES! Welcome to 224 Albert Street, a truly one-of-a-kind property where more than a century of Dunedin history meets modern updates, an extraordinary natural setting and incredible future potential. Built in 1909 by Dunedin Mayor Walter Bull, this remarkable solid heart-pine residence sits on approximately .43 acres in the heart of Dunedin, just ONE BLOCK from Edgewater Drive and the Pinellas Trail and minutes from Downtown Dunedin, the Marina, Edgewater Park, restaurants, breweries, boutiques and festivals. A beautiful screened-in front porch welcomes you before stepping into a warm living room centered around a gorgeous brick wood-burning fireplace. Extensively renovated while preserving its historic character, the 3-bedroom, 2-bath home features beautiful original heart-pine flooring and a BRAND-NEW 2026 KITCHEN with soft-close cabinetry, stone countertops, Italian porcelain tile and premium Bosch appliances. A major 2026 HVAC overhaul includes a brand-new downstairs A/C system and entirely new ductwork upstairs and downstairs. The magic continues outdoors! A large rear deck overlooks the pond and expansive backyard, creating a peaceful sanctuary beneath magnificent mature, moss-draped live oaks. Designated a Backyard Wildlife Habitat since 2003, the grounds feature seasonal nesting habitat for Yellow-Crowned Night Herons, a butterfly garden, mature fruit-bearing mango and loquat trees and an established collection of culinary and medicinal herbs. A covered observation deck offers another special place to enjoy this incredible setting. With nearly half an acre, there is abundant room to entertain, garden, add a spectacular pool and oversized lanai or create the private outdoor retreat you have always imagined. A large one-car garage adds even more flexibility with an additional storage room featuring a new wall-unit A/C. This space is not included in the home’s heated square footage and offers possibilities for an office, gym, studio, workshop or bonus space. Then there is the incredible MF-15 ZONING, making this already rare property even more intriguing. Imagine a private compound, garage with an ADU above, additional living space or exploring the potential for another home or residences while keeping the beautifully renovated 1909 home as the centerpiece. Whether your vision is a private estate, multigenerational property or future investment opportunity, this combination of land, location and zoning is exceptionally difficult to duplicate. Buyers should independently verify all permitted uses, density and development possibilities with the City of Dunedin. Best of all, leave the car at home and walk or bike to Downtown Dunedin, the waterfront, Marina, Edgewater Park, Pinellas Trail, restaurants, breweries, cafés, boutiques and weekend events. Historic homes can be found. Large parcels can be found. Downtown locations can be found. But finding ALL THREE—along with beautiful renovations, pond views, mature landscaping, flexible zoning and extraordinary future potential—is something entirely different. 224 Albert Street isn’t simply a home; it’s a rare piece of Dunedin history and an opportunity to create something truly extraordinary.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,154
Sqft
0.43 ac
Lot size
2
Garage
1909
Year built
Two
Levels
$929
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,551 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,551/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+150.2%
$/sqft vs Dunedin actives
$929 vs $306
Days on market
14 vs 53 typical
Where $929/sqft sits among the 239 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $443K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
134 of 239
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 460% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 224 ALBERT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$490,000
1136 GRANADA STREET
3 bd · 2 ba · 1,932 sqft · $254/sqft · 61 DOM
Sold · Mar ’26$499,000
1530 ERIN LANE
4 bd · 2 ba · 1,885 sqft · $265/sqft · 61 DOM
Sold · May ’26$499,900
2027 PINECREST WAY
3 bd · 2 ba · 2,426 sqft · $206/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 224 ALBERT STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 224 ALBERT STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
224 ALBERT STREET FAQs
What would the monthly payment be for 224 ALBERT STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,551/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 224 ALBERT STREET?+
The most recent tax bill on record (2025) was $10,194. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunedin?+
At $1,999,999, this home is listed about 400% above the Dunedin median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 224 ALBERT STREET?+
Dunedin Highland Middle School (middle), San Jose Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KATIE DUCHARME REALTY, LLC · Katie Ducharme Procissi. MLS #TB8545983.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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