1964 CEDAR DRIVE, DUNEDIN, FL, 34698
Active0 days on marketListed Jul 28, 2026MLS #TB8533083
About this home
1964 CEDAR DRIVE
Welcome to this spectacular three-story, brand-new luxury home in one of Dunedin’s most desirable locations. Situated on a high-and-dry oversized lot with no HOA, this exceptional property offers the perfect combination of luxury, functionality, and peace of mind. Designed for both everyday living and entertaining, the home features four spacious bedrooms, five full bathrooms, a private office, an elevator serving multiple levels, soaring ceilings, and an open-concept floor plan filled with natural light. The gourmet kitchen is equipped with stainless steel appliances, a walk-in pantry, and abundant cabinetry, flowing seamlessly into the expansive living area highlighted by a decorative stone electric fireplace and multiple balconies with views of St. Joseph Sound. The luxurious primary suite offers a spa-inspired retreat with a soaking tub, walk-in shower, dual vanities, and generous walk-in closets. Each additional bedroom includes its own en-suite bathroom, providing privacy and comfort for family and guests alike. Built for durability and convenience, the home features hurricane-impact windows, a metal roof, a spacious covered patio, large storage areas, a laundry room complete with GE washer and dryer, and an incredible 9-car garage with additional flexible space ideal for a gym, sauna, steam room, workshop, or hobby area. The oversized fenced yard offers endless possibilities, including plenty of room to build a custom pool while still providing ample parking for cars, RVs, boats, and recreational vehicles on the private driveway. Enjoy the best of the Florida lifestyle just minutes from Downtown Dunedin, where you’ll find waterfront parks, award-winning restaurants, craft breweries, boutiques, festivals, and entertainment. Honeymoon Island, Caladesi Island, the Dunedin Marina, the Fred Marquis Pinellas Trail, golf courses, beaches, kayaking, paddleboarding, and windsurfing are all just moments away. Clearwater Beach is approximately seven miles away, and Tampa International Airport is an easy 25-minute drive. With luxury finishes, exceptional construction, an unbeatable location, and no HOA restrictions, and no flooding/hurricane damage, this rare Dunedin property offers an extraordinary opportunity to enjoy Florida living at its finest.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
4,066
Sqft
0.32 ac
Lot size
8
Garage
2023
Year built
Three Or More
Levels
$492
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,191 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,191/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 566% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1964 CEDAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1964 CEDAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1964 CEDAR DRIVE FAQs
What would the monthly payment be for 1964 CEDAR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,191/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1964 CEDAR DRIVE?+
The most recent tax bill on record (2025) was $29,935. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunedin?+
At $1,999,000, this home is listed about 402% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1964 CEDAR DRIVE?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,999,000 runs 566% above the DUNEDIN 34698 median — but at 4,066 sqft it's also nearly 3 times the size of the typical Dunedin listing.
02Fresh on the market
Listed today in a Dunedin market that averages 51 — if it fits, move quickly.
03Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of NEW VISION REALTY INC · Yasmina Jacaj. MLS #TB8533083.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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