CENTURY 21 Edge
$1,269,0003 bd2.5 ba2,436 sqft$521 /sqft$8,886 /mo all-in ↓

1956 CEDAR DRIVE, DUNEDIN, FL, 34698

Active0 days on marketListed Aug 3, 2026MLS #TB8534898

Single Family ResidenceDUNEDIN SHORES SUB

About this home

1956 CEDAR DRIVE

Virtually Staged. Experience the Waterview Luxury Coastal Living in this exceptional brand-new custom-built elevated home in the heart of Dunedin! Designed with outstanding craftsmanship and modern elegance, this 3-bedroom, 2.5-bath luxury estates corner lot offers peace of mind with elevated construction, impact-rated energy-efficient windows and doors with self-cleaning technology and a durable lifetime-warranty metal roof. The home has never experienced any flooding or hurricane damage during recent hurricanes. The spacious open-concept floor plan features 10-foot ceilings, abundant natural light, luxury finishes, and seamless indoor-outdoor living. You will love the open floor plan surrounded by the multiple windows, California style that led through the sliding door to the paradise balcony with Waterview from the Gulf. The gourmet chef's kitchen is beautifully appointed with premium cabinets, granite countertops, a large center island wrapped in natural stone, a walk-in pantry, high-end SS appliances, sparkling backsplash, glass range hood and double convection oven and spacious area for gathering. The oversized garage accommodates up to four vehicles and offers additional flex space perfect for a home gym, workshop, or man cave. Two separate driveways provide parking for up to eight vehicles, with additional space for an RV or Boat. The expansive backyard has already been designed and approved for a future swimming pool and outdoor shower, allowing the next owner to easily create a private backyard retreat. Relax on the first floor, second-floor balcony with beautiful water views or enjoy even more spectacular panoramic water views from the third floor. The luxurious primary suite features a spacious walk-in closet and a spa-inspired bathroom with dual vanities, a large walk-in shower, and a premium smart bidet toilet with a heated seat. Custom designer window's shades are installed throughout the home, enhancing both style and energy efficiency. The laundry room includes a HE Washer / Dryer, and additional cabinets for extra storage and convenience. Built with exceptional quality from top to bottom, this luxury residence showcases elegant glass railings along the balconies and stairways, premium materials, and energy-efficient construction throughout. The elevated architectural design offers peace of mind, while the backyard has already been planned for a future pool (POOL PLAN AND DESIGN HAS BEEN APPROVED FROM THE CITY) with a designated outdoor shower area, every detail has been thoughtfully designed to deliver luxury, durability, and comfortable Florida living, including the impact and hurricane proof windows and doors. Floor plans, survey, and construction documents are available. Ideally located just minutes from vibrant Downtown Dunedin, the Marina, Pinellas Trail, Honeymoon Island, Caladesi Island, Golf courses, Waterfront parks, Restaurants, Breweries, shopping, and the Gulf beaches, this one-of-a-kind property offers the perfect combination of luxury, privacy, convenience, and the Florida coastal lifestyle. Green energy efficient estate, with every perfection-built detail has low homeowner insurance and utilities. NO HOA, NO CDD, FLOOR PLAN AVAILABLE & SURVEY. THIS IS A SINGLE-FAMILY HOME WITH a big lot of 11,600 sqft, enough to add the second addition, either a separate apartment or income producing property. Schedule your private showing today and experience this remarkable custom home for yourself!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,436

Sqft

0.27 ac

Lot size

4

Garage

2023

Year built

Three Or More

Levels

$521

Per sqft

Garden & Trees/Woods & Water viewPets allowed

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Wood Frame (FSC Certified)
FoundationPillar/Post/Pier · Slab
ViewGarden · Trees/Woods · Water
FacesNortheast
ParkingBoat · Covered · Curb Parking · Driveway · Garage Door Opener · Golf Cart Garage · Golf Cart Parking · Ground Level · Guest · Off Street · Oversized · Parking Pad · RV Parking · Workshop in Garage
ExteriorBalcony · Courtyard · Dog Run · Garden · Irrigation System · Lighting · Private Entrance · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$16,828/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,886 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,847
PMI (est., until 20% equity)$476
Property tax — 2025 actual bill$1,402
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $126,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $126,900
Interest rate6.00%
Loan term

Estimated payment

$8,886/mo

Principal & interest$6,847
PMI (est., until 20% equity)$476
Property taxes (actual bill)$1,402
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Dunedin

Map of 1956 CEDAR DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)36 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

DUNEDIN 34698 — neighborhood snapshot

Population

37,817

Median age

58.1

Median income

$67,323

Median home value

$335,800

Avg household

2.04

Households w/ children

2,412

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
ElementaryDunedin Elementary School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$455K$463K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 323% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

Aug 3, 2026Listed at $1,269,000 · 0 days on market since
2023Built · DUNEDIN SHORES SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Robert Holmgren

Your agent

Robert Holmgren

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1956 CEDAR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1956 CEDAR DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Robert's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1956 CEDAR DRIVE FAQs

What would the monthly payment be for 1956 CEDAR DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,886/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1956 CEDAR DRIVE?+

The most recent tax bill on record (2025) was $16,828. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1956 CEDAR DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $1,269,000, this home is listed about 218% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1956 CEDAR DRIVE?+

Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,269,000 runs 323% above the DUNEDIN 34698 median — but at 2,436 sqft it's also nearly twice the size of the typical Dunedin listing.

02Garden & Trees/Woods & Water views

The garden and trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a Dunedin market that averages 51 — if it fits, move quickly.

04Strong assigned schools

Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Greta Murati. MLS #TB8534898.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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