1104 E 28TH AVENUE, TAMPA, FL, 33605
Active33 days on marketListed Sep 10, 2026MLS #TB8546203
About this home
1104 E 28TH AVENUE
Welcome to this 1928 classic bungalow in the heart of Tampa! FULLY RENOVATED in 2021, this 3-bedroom/2-bath home measures 1,104 square feet and offers the perfect blend of 1920s character and sleek, modern finishes. Step inside to an open-concept living space bathed in natural light which features on-trend neutral paint and continuous laminate flooring throughout. The chef’s kitchen is complete with pristine QUARTZ COUNTERTOPS, updated cabinetry, and stainless-steel appliances. The thoughtful floor plan offers two spacious bedrooms - including a primary suite with an ENSUITE BATH - plus a light-filled 3rd bedroom/flex space that is perfectly suited for a dedicated work-from-home office or creative studio. Both bathrooms feature designer tile and upgraded fixtures. An INTERIOR LAUNDRY ROOM is a welcome convenience. Outside, enjoy your morning coffee on the classic front porch, or host friends in the FULLY VINYL-FENCED BACKYARD featuring an EXPANSIVE PAVERED PATIO and a DETACHED GARAGE for extra storage. Situated just minutes from historic Ybor City, Downtown Tampa, Armature Works, and major highways, this home delivers unbeatable convenience and incredible value. With a NEWER ROOF (2021), AC (2021), AND WATER HEATER (2019), every major system has been addressed, giving you absolute peace of mind and true turn-key living under $330K! Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,104
Sqft
0.13 ac
Lot size
1
Garage
1928
Year built
One
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,653 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,653/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6%
$/sqft vs Tampa actives
$294 vs $289
Days on market
33 vs 64 typical
Where $294/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ybor City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Ybor City — neighborhood snapshot
Population
3,688
Median age
35
Median income
$48,976
Median home value
$242,871
Avg household
2
Households w/ children
388
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
223 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the TAMPA 33605 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1104 E 28TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$185,000
3503 N 11TH STREET · same community
3 bd · 2 ba · 1,506 sqft · $123/sqft · 166 DOM
Sold · Apr ’26$360,000
3503 N 11TH STREET · same community
3 bd · 2 ba · 1,506 sqft · $239/sqft · 52 DOM
Sold · May ’26$510,000
1607 N 19TH STREET
2 bd · 1 ba · 1,092 sqft · $467/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1104 E 28TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1104 E 28TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1104 E 28TH AVENUE FAQs
What would the monthly payment be for 1104 E 28TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,653/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1104 E 28TH AVENUE?+
The most recent tax bill on record (2025) was $5,236. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1104 E 28TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $325,000, this home is listed about 25% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1104 E 28TH AVENUE?+
Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Potter Elementary School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Carolyn Reynolds. MLS #TB8546203.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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