300 BAY PLZ, TREASURE ISLAND, FL, 33706
Active41 days on marketListed Sep 10, 2026MLS #TB8546213
About this home
300 BAY PLZ
CALLING ALL BEACH LOVERS!!! STEPS FROM SUNSET BEACH ON THE GULF, this TREASURE ISLAND two-story, 3 bedroom, 3.5 bathroom, waterfront home sits at the southern tip of Treasure Island with sweeping intracoastal views and a private dock right in your fenced backyard. No need to find and pay for parking with about a 5-minute walk to Sunset Beach and nearby restaurants. Inside, the FULLY REMODELED KITCHEN anchors an open-concept main level — stainless appliances, quartz counters, a breakfast bar, and water views shared with the adjoining living and dining spaces. Slide open the living room doors to an outdoor WOODEN DECK AND PRIVATE DOCK, ready for fishing, entertaining, and peaceful evenings by the water. A main-level half bathroom and guest bedroom with a full en-suite bath rounds out the downstairs, along with a bonus room off the kitchen — ideal for storage, a home gym, or creative space. Upstairs, two bedrooms each have their own full en-suite bathroom. The primary suite has a private balcony overlooking the intracoastal — a perfect sunrise spot — plus a reading nook area by the windows creates a relaxing favorite-book reading experience. The second upstairs bedroom includes a walk-in closet, and an upstairs laundry room keeps laundry day convenient. Recent updates include a new AC and mini-split system (July 2025); the roof is approximately 10 years old. Furnishings are negotiable, making this ready to enjoy as a primary residence, vacation home, or short/long-term rental — minutes from St. Pete Beach, Clearwater Beach, John's Pass, Blind Pass, and other Pinellas County beaches, restaurants, and attractions.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,251
Sqft
0.08 ac
Lot size
1941
Year built
Two
Levels
$528
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,292 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,292/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.1%
$/sqft vs Treasure Island actives
$528 vs $512
Days on market
41 vs 121 typical
Where $528/sqft sits among the 177 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $625K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
98 of 177
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 159% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 300 BAY PLZ
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,025,000
340 BAY PLAZA · same community
3 bd · 2 ba · 2,758 sqft · $372/sqft · 71 DOM
Sold · Sep ’26$1,285,000
440 64TH AVENUE
4 bd · 2.5 ba · 2,184 sqft · $588/sqft · 199 DOM
Sold · Aug ’26$623,000
130 60TH AVENUE
4 bd · 3 ba · 2,331 sqft · $267/sqft · 255 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 300 BAY PLZ — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 300 BAY PLZ — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
300 BAY PLZ FAQs
What would the monthly payment be for 300 BAY PLZ?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $9,292/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 300 BAY PLZ?+
The most recent tax bill on record (2025) was $14,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 300 BAY PLZ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $1,189,000, this home is listed about 78% above the Treasure Island median of $669,700. The market section on this page shows how the area is trending.
Which schools are assigned to 300 BAY PLZ?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,189,000 runs 159% above the TREASURE ISLAND 33706 median — but at 2,251 sqft it's also 56% larger than the typical Treasure Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BLAKE REAL ESTATE INC · Cara Bendeck. MLS #TB8546213.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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