1407 E NORTH BAY STREET, TAMPA, FL, 33603
Active33 days on marketListed Sep 10, 2026MLS #TB8546337
Come see it
Upcoming open house
Sat, Oct 17
12:00 PM – 2:00 PM
About this home
1407 E NORTH BAY STREET
From the moment you arrive, you’ll notice the inviting curb appeal, generous driveway parking, and charming front porch featuring modern tile, a statement wood ceiling, and a beautiful custom front door. Step inside to an open-concept floor plan with a spacious living room complete with a fireplace and recessed lighting on dimmers. The kitchen is truly a showstopper, featuring a full renovation with beautiful finishes, ample storage, and a large island that makes cooking and entertaining a breeze. The split-bedroom floor plan offers privacy and functionality. The generously sized primary suite is conveniently located at the front of the home and features vaulted ceilings, large windows, and a stunning en-suite bathroom. The spa-like bath includes a large walk-in shower with dual shower heads, an oversized niche for all your essentials, a dual vanity, and a walk-in closet designed to impress. The two additional bedrooms are exceptionally spacious, offering plenty of room for guests, family, a home office, or flexible living needs. The beautifully renovated guest bathroom features a striking hexagon tile floor and a shower/tub combination. And then there’s the backyard! One of the true highlights of this property, the expansive outdoor space offers endless possibilities. Relax or entertain on the covered back porch, complete with vaulted ceilings and a ceiling fan, while enjoying all the space this oversized lot has to offer. The side gate opens fully, providing convenient access for additional parking, a boat, RV, or other recreational toys. The list of updates is extensive, including a new roof 2024, HVAC system (2020), brand-new ductwork (2021), complete electrical rewire (2021), new plumbing including the main line (2021), new drywall (2021), wood-based waterproof laminate flooring throughout, and a new fence. Come see why this property is such a gem and experience the possibilities for yourself. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,804
Sqft
0.27 ac
Lot size
1944
Year built
One
Levels
$269
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,788 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,788/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.6%
$/sqft vs Tampa actives
$269 vs $289
Days on market
33 vs 64 typical
Where $269/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southeast Seminole Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Southeast Seminole Heights — neighborhood snapshot
Population
3,121
Median age
40
Median income
$69,217
Median home value
$323,910
Avg household
2
Households w/ children
194
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
222 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the TAMPA 33603 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1407 E NORTH BAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$285,000
1310 E IDA STREET · same community
2 bd · 1 ba · 840 sqft · $339/sqft · 1 DOM
Sold · Apr ’26$660,000
306 E ROSS AVENUE
2 bd · 2 ba · 1,770 sqft · $373/sqft · 25 DOM
Sold · Aug ’26$715,000
2204 N CENTRAL AVENUE UNIT 1
3 bd · 2.5 ba · 1,848 sqft · $387/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1407 E NORTH BAY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1407 E NORTH BAY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1407 E NORTH BAY STREET FAQs
What would the monthly payment be for 1407 E NORTH BAY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,788/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1407 E NORTH BAY STREET?+
The most recent tax bill on record (2025) was $6,705. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $485,000, this home is listed about 11% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1407 E NORTH BAY STREET?+
Edison Elementary School (elementary), Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Rhea Shoop. MLS #TB8546337.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 1407 E NORTH BAY STREET but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Nicholas to ping you on any price or status change →