10294 54TH AVENUE N, ST PETERSBURG, FL, 33708
Active20 days on marketListed Sep 21, 2026MLS #TB8546660
About this home
10294 54TH AVENUE N
Virtually Staged. PRICE IMPROVEMENT! Welcome to a meticulously maintained home where pride of ownership truly shines! With an abundance of character, charm, natural light, and flexible living space, this home offers the perfect combination of comfort, functionality, and an exceptional location. One of the standout features is the very large family room/dining room combination, offering endless possibilities for entertaining, dining, relaxing, working from home, or creating a flexible space tailored to your lifestyle. Beautiful wood-beamed ceilings and an abundance of windows fill this spacious room with incredible natural light, while exterior access provides a convenient connection to the backyard and patio. The generously sized kitchen offers an abundance of cabinetry and plenty of room to prepare meals and gather with family and friends. The home also features an indoor laundry room with additional storage, plus a convenient door leading directly to the backyard. The washer and dryer stay with the home. Throughout the home, you'll find unique character and charm, including a decorative front window and charming coved entrances leading into both the living room and family room. An extra-long driveway provides plenty of parking, while the fully fenced, generously sized backyard offers room to enjoy the outdoors and includes a patio and shed for additional storage. Major updates include a 2020 roof, 2021 water heater, and exterior paint completed in 2025. The home is also wired for an alarm system. Best of all, the property is not located in a flood zone and experienced no flooding from the 2024 hurricanes. And the location is hard to beat! Conveniently close to Walmart, Publix, Seminole City Center, and the Bay Pines VA Healthcare System, with easy access to all that the area has to boast. You're just minutes from downtown St. Petersburg and close enough to bike to our beautiful Gulf beaches. Whether you're looking for convenience, shopping, dining, outdoor enjoyment, or easy access to downtown and the beaches, this location puts it all within reach. A home with this much character, thoughtful features, flexible living space, and such a convenient location is a wonderful opportunity. Come see all that this special property has to show! IMPORTANT: Please make sure the sweet cats do not get outside during showings. Buyer and Buyer's Agent to verify all information, including measurements, square footage, room sizes, features, and other property details, to ensure accuracy. Measurements are approximate and should be independently verified.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,318
Sqft
0.16 ac
Lot size
1956
Year built
One
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,747 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,747/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.4%
$/sqft vs St Petersburg actives
$258 vs $318
Days on market
20 vs 73 typical
Where $258/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orange Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Orange Estates — neighborhood snapshot
Population
537
Median age
46
Median income
$88,542
Median home value
$196,900
Avg household
2
Households w/ children
30%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
248 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 10294 54TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$265,000
10255 53RD AVENUE N · same community
3 bd · 1 ba · 1,101 sqft · $241/sqft · 0 DOM
Sold · Oct ’25$305,000
10256 51ST AVENUE N · same community
2 bd · 1 ba · 987 sqft · $309/sqft · 76 DOM
Sold · Nov ’25$620,000
5181 102ND WAY N · same community
5 bd · 3 ba · 2,251 sqft · $275/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10294 54TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10294 54TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10294 54TH AVENUE N FAQs
What would the monthly payment be for 10294 54TH AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,747/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10294 54TH AVENUE N?+
The most recent tax bill on record (2025) was $5,223. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10294 54TH AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $339,900, this home is listed about 19% below the St Petersburg median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10294 54TH AVENUE N?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33708 market on paper
$339,900 is 34% below the ST PETERSBURG 33708 median of $515,000, and at $258/sqft it sits under the St Petersburg average of $369.
02Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $349,900, now $339,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Katie Tacia. MLS #TB8546660.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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