3424 77TH COURT E, PALMETTO, FL, 34221
Active10 days on marketListed Sep 10, 2026MLS #TB8546691
About this home
3424 77TH COURT E
This 2019-built home in Heron Creek offers 3 bedrooms, 2 baths and 1,970 sq ft with an open, split-bedroom floor plan. The kitchen opens to the main living and dining areas and features a large granite island, shaker style cabinetry and tile backsplash. LVP flooring runs throughout the main living areas, with upgraded carpet in the bedrooms. A separate den/office with barn doors provides additional space for working from home or a flex room. Out back is where this home really stands out. The saltwater pool was added in 2022 and features a large sun shelf, color-changing app-controlled lighting and Hayward equipment with a heater/chiller. A paver deck surrounds the pool, while the open-air design keeps the pool connected to the fully fenced backyard. Sod replaced with Seville St. Augustine grass. There is also a screened covered patio, and footers are already in place for a future pool cage. The primary suite features a tray ceiling, walk-in closet and bath with dual sinks, soaking tub and separate shower. The builder-installed rear fence sits inside the rear property boundary, leaving additional property beyond the currently fenced yard. Additional features include a two-car garage, brick-paver driveway and NO CDD. Heron Creek has a low HOA and convenient access to I-75, shopping, dining and everything the Palmetto/Parrish area has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,970
Sqft
0.15 ac
Lot size
2
Garage
2019
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,458 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,458/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.3%
$/sqft vs Palmetto actives
$239 vs $204
Days on market
10 vs 61 typical
Where $239/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside West Ellenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
West Ellenton — neighborhood snapshot
Population
11,596
Median age
42
Median income
$64,584
Median home value
$212,982
Avg household
3
Households w/ children
929
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
238 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 3424 77TH COURT E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$381,400
1828 SOARING VIDA STREET
3 bd · 2.5 ba · 2,007 sqft · $190/sqft · 43 DOM
Sold · May ’26$387,959
5647 SKYLIGHT WAY
3 bd · 2.5 ba · 2,007 sqft · $193/sqft · 37 DOM
Sold · Aug ’26$394,412
1804 SOARING VIDA STREET
3 bd · 2.5 ba · 2,007 sqft · $197/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3424 77TH COURT E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3424 77TH COURT E — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3424 77TH COURT E FAQs
What would the monthly payment be for 3424 77TH COURT E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,458/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3424 77TH COURT E?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3424 77TH COURT E?+
The most recent tax bill on record (2025) was $3,189. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3424 77TH COURT E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $469,900, this home is listed about 19% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3424 77TH COURT E?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Sean Moore, PA. MLS #TB8546691.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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