CENTURY 21 Edge
$269,900$274,9003 bd2 ba1,230 sqft$219 /sqft≈$2,054 /mo all-in ↓

7021 SHEFFIELD DRIVE, LAKELAND, FL, 33810

Active33 days on marketListed Sep 15, 2026MLS #TB8546766

✦ Priced 18% below the LAKELAND 33810 median✦ Reduced $5KSingle Family ResidenceSHEFFIELD SUB

About this home

7021 SHEFFIELD DRIVE

NO HOA, a 0.29-acre lot, and established fruit trees! This 3-bedroom, 2-bath home sits near a cul-de-sac with little through traffic. Inside, ceramic tile flooring runs throughout, and a flexible bonus room off the kitchen works as an office, playroom or hobby space. The big updates are done: the roof is about 3.5 years old and the water heater was recently replaced, the kitchen appliances are newer and the dish washer is brand new. The backyard features mature mango, avocado, pecan and loquat trees, plus a storage shed for tools and lawn equipment. A 1-car garage and extended driveway add parking. Whether you enjoy gardening, entertaining, or simply relaxing outdoors, there’s plenty of room to make this backyard your own. A storage shed provides additional space for tools, lawn equipment, bikes, and more. Quick access to US-98 and I-4 for shopping, dining and commuting. Schedule your private showing today! All measurements and property information are approximate and should be independently verified by buyer and buyer’s agent, including square footage, lot size, zoning, restrictions, property boundaries, and permitted uses.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,230

Sqft

0.29 ac

Lot size

1

Garage

1983

Year built

One

Levels

$219

Per sqft

Inside

FlooringCeramic Tile · Tile
AppliancesDishwasher · Range · Refrigerator
InteriorThermostat
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorPrivate Yard · Sliding Doors · Storage

Community & fees

Taxes (2025)$2,234/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,054 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$186
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,447Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,447
Interest rate6.00%
Loan term

Estimated payment

$2,054/mo

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$186
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$214KedgeAI estimate $241,128 · range $223K–$265K$281K

vs edgeAI estimate

+11.9%

$/sqft vs Lakeland actives

$219 vs $195

Days on market

33 vs 60 typical

Where $219/sqft sits among the 400 Lakeland actives

58
78
117
76 · this home
38
33
$119–149$149–180$180–210$210–240$240–271$271+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Drive times from this address

Downtown Tampa≈ 43 min
Walt Disney World≈ 46 min
Tampa Int’l Airport (TPA)≈ 54 min
Universal Orlando≈ 56 min
Downtown Orlando≈ 62 min
Orlando Int’l Airport (MCO)≈ 66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33810 — neighborhood snapshot

Population

52,734

Median age

42.2

Median income

$69,738

Median home value

$245,300

Avg household

2.71

Households w/ children

5,718

For the school run

Polk County School District

MiddleSleepy Hill Middle School★★★★★
ElementarySleepy Hill Elementary School★★★★★
HighKathleen Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$316K → $322K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

224 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the LAKELAND 33810 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $269,900 ▼ $5K
Sep 15, 2026Listed at $274,900 · 33 days on market since
1983Built · SHEFFIELD SUB

Reality check

What actually sold near 7021 SHEFFIELD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7039 SHEFFIELD DRIVESold · Jun ’26

$210,000

7039 SHEFFIELD DRIVE · same community

3 bd · 2.5 ba · 1,272 sqft · $165/sqft · 4 DOM

7126 SHEFFIELD DRIVESold · Sep ’26

$288,000

7126 SHEFFIELD DRIVE · same community

3 bd · 2 ba · 1,320 sqft · $218/sqft · 13 DOM

7003 SHEFFIELD DRIVESold · Jul ’26

$339,000

7003 SHEFFIELD DRIVE · same community

3 bd · 2 ba · 1,570 sqft · $216/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7021 SHEFFIELD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7021 SHEFFIELD DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7021 SHEFFIELD DRIVE FAQs

What would the monthly payment be for 7021 SHEFFIELD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,054/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7021 SHEFFIELD DRIVE?+

The most recent tax bill on record (2025) was $2,234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $269,900, this home is listed about 19% below the Lakeland median of $331,450. The market section on this page shows how the area is trending.

Which schools are assigned to 7021 SHEFFIELD DRIVE?+

Sleepy Hill Middle School (middle), Sleepy Hill Elementary School (elementary), Kathleen Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RHODES REALTY GROUP, LLC · Crystal Sanchez. MLS #TB8546766.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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