4561 LAKE FOX DRIVE, LAKELAND, FL, 33810
Active40 days on marketListed Sep 9, 2026MLS #TB8547052
About this home
4561 LAKE FOX DRIVE
Under Construction. New Construction Home by M/I Homes in Fox Branch. Popular Elmhurst Bonus floorplan, elevation C. Welcome to 4561 Lake Fox Drive, Lakeland, FL — a stunning new construction home built by M/I Homes. This thoughtfully designed home offers 3,108 square foot of well-planned living space, featuring 4 bedrooms, 3 full bathrooms, and an owner's bedroom conveniently located on the main level. Step inside to discover an open-concept living space that creates a seamless flow between gathering areas, perfect for everyday living and entertaining. The quality of design is evident throughout, with careful attention to detail in every room and finish. This home includes the following: 3,108 square foot of living space, Owner's bedroom located on the first floor, 4 spacious bedrooms and 3 fiull bathrooms, Open-concept living space with a flowing floorplan, 2-car garage. This home reflects the quality and attention to detail that M/I Homes is known for, offering a floorplan designed with both comfort and functionality in mind. From the generous square footage to the smart layout featuring the owner's bedroom on the main level, every element has been crafted to enhance daily living. This is an exceptional opportunity to own a brand-new home in one of Lakeland's appealing neighborhoods. *Photos shown are for representation purposes only and may not depict the actual home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,108
Sqft
0.18 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,479 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,479/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.3%
$/sqft vs FOX BRANCH RANCH
$154 vs $183
Days on market
40 vs 61 typical
Where $154/sqft sits among the 15 homes for sale in FOX BRANCH RANCH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33810 — neighborhood snapshot
Population
52,734
Median age
42.2
Median income
$69,738
Median home value
$245,300
Avg household
2.71
Households w/ children
5,718
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
13 of 15
FOX BRANCH RANCH have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 4561 LAKE FOX DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$495,900
8455 FOX DEN COVE · same community
4 bd · 3.5 ba · 3,126 sqft · $159/sqft · 130 DOM
Sold · Jun ’26$400,000
7852 FORREST FOX WAY · same community
5 bd · 3 ba · 2,601 sqft · $154/sqft · 56 DOM
Sold · May ’26$395,990
8589 CAPE FOX COVE · same community
5 bd · 3 ba · 2,601 sqft · $152/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4561 LAKE FOX DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4561 LAKE FOX DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4561 LAKE FOX DRIVE FAQs
What would the monthly payment be for 4561 LAKE FOX DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,479/mo — principal and interest, the actual property-tax bill, the $64/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4561 LAKE FOX DRIVE?+
The association fee works out to $64 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4561 LAKE FOX DRIVE?+
The most recent tax bill on record (2026) was $2,687. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4561 LAKE FOX DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $478,870, this home is listed about 45% above the Lakeland median of $330,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4561 LAKE FOX DRIVE?+
R. Clem Churchwell Elementary School (elementary), Sleepy Hill Middle School (middle), Kathleen Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$478,870 runs 45% above the LAKELAND 33810 median — but at 3,108 sqft it's also nearly twice the size of the typical Lakeland listing.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $488,870, now $478,870 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of M/I HOMES · Marshall Gray. MLS #TB8547052.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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