4715 BAY STREET NE UNIT 127, ST PETERSBURG, FL, 33703
Active11 days on marketListed Sep 11, 2026MLS #TB8547165
About this home
4715 BAY STREET NE UNIT 127
Beautifully remodeled, ground-floor corner unit in the desirable 55+ community of Winston Park Northeast. This spacious two-bedroom, two-bathroom condo has just completed a full interior remodel and is move-in ready. The renovation includes brand-new luxury vinyl flooring throughout, new kitchen cabinetry, quartz countertops, new appliances, fresh interior paint, and beautifully updated bathrooms. Ample natural light flows throughout the condo from the floor-to-ceiling sliding glass doors and additional windows afforded by the corner-unit location. The spacious primary bedroom offers views of the pool and courtyard, as well as a generous walk-in closet. Additional improvements include a complete HVAC system installed in late 2021 and newer windows, screens, and a floor-to-ceiling sliding glass door installed in 2022. The condo is conveniently located adjacent to the community laundry room and includes a private covered parking space and additional storage. Winston Park Northeast is a well-maintained and active 55+ community where residents can enjoy the clubhouse, swimming pool, shuffleboard courts, outdoor grills, beautifully maintained grounds, and ongoing social activities. The community's Milestone Inspection and Structural Integrity Reserve Study (SIRS) have both been completed. Ideally located in northeast St. Petersburg, Winston Park is just minutes from Publix, Whole Foods, and the shops and restaurants along 4th Street, approximately 10 minutes from vibrant Downtown St. Petersburg, and roughly 20 minutes from Tampa International Airport.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,035
Sqft
7.39 ac
Lot size
1973
Year built
One
Levels
$126
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,899 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,899/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.1%
$/sqft vs WINSTON PARK NORTHEAST
$126 vs $143
Days on market
11 vs 57 typical
Where $126/sqft sits among the 41 homes for sale in WINSTON PARK NORTHEAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston Park Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Winston Park Northeast — neighborhood snapshot
Population
775
Median age
72
Median income
$31,923
Median home value
$154,600
Avg household
1
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
20 of 41
WINSTON PARK NORTHEAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4715 BAY STREET NE UNIT 127
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$80,000
5095 BAY STREET NE UNIT 310 · same community
2 bd · 2 ba · 1,035 sqft · $77/sqft · 30 DOM
Sold · Dec ’25$120,000
4915 BAY STREET NE UNIT 222 · same community
2 bd · 2 ba · 1,035 sqft · $116/sqft · 47 DOM
Sold · Apr ’26$137,000
4920 LOCUST STREET NE UNIT 203 · same community
2 bd · 2 ba · 1,035 sqft · $132/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4715 BAY STREET NE UNIT 127 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4715 BAY STREET NE UNIT 127 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4715 BAY STREET NE UNIT 127 FAQs
What would the monthly payment be for 4715 BAY STREET NE UNIT 127?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,899/mo — principal and interest, the actual property-tax bill, the $758/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4715 BAY STREET NE UNIT 127?+
The association fee works out to $758 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4715 BAY STREET NE UNIT 127?+
The most recent tax bill on record (2025) was $1,903. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4715 BAY STREET NE UNIT 127?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $130,000, this home is listed about 70% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4715 BAY STREET NE UNIT 127?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33703 market on paper
$130,000 is 67% below the ST PETERSBURG 33703 median of $390,000, and at $126/sqft it sits under the St Petersburg average of $377.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $758/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Steven Araico. MLS #TB8547165.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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