3214 ACACIA STREET, LUTZ, FL, 33558
Active11 days on marketListed Sep 10, 2026MLS #TB8547352
About this home
3214 ACACIA STREET
Everything is new! Enjoy peace of mind with a new roof, new AC system, new cabinets, new flooring, new appliances, and much more. The thoughtfully updated interior offers a fresh, modern feel and is truly move-in ready. Do not wait to see this beautifully fully remodeled single-family home in a desirable Lutz location! Featuring 3 bedrooms and 2 bathrooms, this home has been completely updated with modern finishes and quality upgrades throughout. Located in a nice, established area with access to great schools, this home is an excellent opportunity for families, first-time buyers, or anyone looking for a turnkey property in Lutz.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,176
Sqft
0.16 ac
Lot size
1980
Year built
One
Levels
$319
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,658 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,658/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
$/sqft vs Lutz actives
$319 vs $243
Days on market
11 vs 48 typical
Where $319/sqft sits among the 271 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $528K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
165 of 271
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 3214 ACACIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$385,000
19125 AMELIA CIRCLE · same community
3 bd · 2 ba · 1,230 sqft · $313/sqft · 123 DOM
Sold · Jan ’26$400,000
3223 W LUTZ LAKE FERN ROAD · same community
3 bd · 2 ba · 1,250 sqft · $320/sqft · 50 DOM
Sold · Feb ’26$316,500
3304 ALAMAR STREET · same community
3 bd · 2 ba · 1,036 sqft · $306/sqft · 207 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3214 ACACIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3214 ACACIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3214 ACACIA STREET FAQs
What would the monthly payment be for 3214 ACACIA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,658/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3214 ACACIA STREET?+
The most recent tax bill on record (2025) was $1,499. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $375,000, this home is listed about 21% below the Lutz median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3214 ACACIA STREET?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Luis Cortes. MLS #TB8547352.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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