13004 WATERBOURNE DRIVE, GIBSONTON, FL, 33534
Active9 days on marketListed Sep 11, 2026MLS #TB8547546
About this home
13004 WATERBOURNE DRIVE
SELLER INCENTIVE! Seller is offering up $3,000 toward buyer’s closing costs, prepaids, and/or other allowable buyer expenses with an acceptable offer. MOVE-IN READY & BEAUTIFULLY UPDATED! Welcome to this well-maintained 3-bedroom, 2-bath home with a 2-car garage in the Kings Lake community of Gibsonton. Major improvements have already been taken care of, including a 2022 ROOF, 2025 A/C, 2025 FLOORING, 2025 INTERIOR & EXTERIOR PAINT, NEW WATER HEATER, UPDATED BATHROOMS, and FRESHLY UPDATED KITCHEN CABINETRY completed in SEPTEMBER 2026. Inside, you’ll find a bright and inviting layout with plenty of natural light and a recently refreshed kitchen that gives the space a clean, updated feel. Step outside to your private backyard with NO REAR NEIGHBORS, offering additional privacy and plenty of space to relax, entertain, garden, or create your own outdoor oasis. Conveniently located near I-75, US-301 and US-41, with easy access to Tampa, Brandon, Riverview, shopping, dining and everyday conveniences. With major updates already completed, a private backyard with no rear neighbors, and a seller contribution available, this home is ready for its next owner. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,461
Sqft
0.14 ac
Lot size
2
Garage
2002
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,608 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,608/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.2%
$/sqft vs Gibsonton actives
$212 vs $177
Days on market
9 vs 25 typical
Where $212/sqft sits among the 49 Gibsonton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gibsonton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Gibsonton. See the full Gibsonton guide →
GIBSONTON 33534 — neighborhood snapshot
Population
18,018
Median age
33.1
Median income
$73,600
Median home value
$274,000
Avg household
3.14
Households w/ children
2,552
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gibsonton market
$310K → $306K
Gibsonton median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
27 of 49
Gibsonton actives have cut their price
Median sold price, Gibsonton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the GIBSONTON 33534 median. See the full Gibsonton market guide →
Paper trail
This home's history
Reality check
What actually sold near 13004 WATERBOURNE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$362,000
13018 WATERBOURNE DRIVE · same community
4 bd · 2.5 ba · 2,222 sqft · $163/sqft · 30 DOM
Sold · Mar ’26$275,000
7044 MONARCH PARK DRIVE
3 bd · 2 ba · 1,454 sqft · $189/sqft · 15 DOM
Sold · Feb ’26$292,000
7608 HAMPSHIRE GARDEN PLACE
3 bd · 2 ba · 1,475 sqft · $198/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13004 WATERBOURNE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13004 WATERBOURNE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13004 WATERBOURNE DRIVE FAQs
What would the monthly payment be for 13004 WATERBOURNE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,608/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13004 WATERBOURNE DRIVE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13004 WATERBOURNE DRIVE?+
The most recent tax bill on record (2025) was $4,928. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13004 WATERBOURNE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gibsonton?+
At $310,000, this home is listed about 6% below the Gibsonton median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13004 WATERBOURNE DRIVE?+
Corr Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMESMART · Jocelyne Yanez. MLS #TB8547546.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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