
4130 42ND AVENUE S, ST PETERSBURG, FL, 33711
Active6 days on marketListed Sep 15, 2026MLS #TB8547826
About this home
4130 42ND AVENUE S
Modern sophistication meets exceptional waterfront living in this meticulously designed 4,515-square-foot residence, where refined finishes, thoughtful details, and effortless indoor-outdoor living create a truly private retreat. Arrive via the expansive circular paver driveway, where concrete pavers and manicured artificial turf lead to the impressive portico and quartz-finished front porch. Step inside and immediately take in the clean architectural lines, sophisticated finishes, and beautiful views through the home to the resort-style pool and waterfront beyond. The spacious floor plan offers five bedrooms and four bathrooms, with the luxurious primary suite positioned to take full advantage of the pool and water views. European white oak hardwood flooring complements the serene design, while three walk-in closets—including one cedar-lined closet—provide exceptional storage. Built-in floating drawers bridge the bedroom and spa-inspired ensuite, which features dual vanities, frameless mirrors with LED lighting, a freestanding soaking tub, and a separate rain shower finished with full-height Dekton panels. Dekton also wraps the bedroom columns with beautifully executed 45-degree mitered edges for a custom, seamless finish. The bespoke kitchen is equally impressive, featuring premium Thermador appliances: a built-in coffee system, six-burner gas range, griddle, and pot filler. The oversized island showcases a bright white surface with soft, realistic gray veining that continues across the full-height backsplash and perimeter countertops, creating a seamless, refined aesthetic. The substantial 2.5-inch island profile with 45-degree mitered edges adds another layer of custom craftsmanship. The family room centers around a wood-burning fireplace with a striking Cambria quartz accent wall, mounted television, surround sound, and floating cabinetry and shelving. The oversized laundry room offers extensive cabinetry, Cambria countertops, a second refrigerator, and a farmhouse apron sink. An oversized two-car garage features an epoxy-finished floor, workshop area, extensive built-in cabinetry, and Cambria countertops. Outdoor living is truly exceptional. The zero edge-pool features a dramatic water fountain and floating steps crafted from Ocean Reef slabs, designed for a comfortable feel underfoot. The expansive pool deck is finished in 24-by-24-inch Premium Select Tumbled Limestone, while the 13-by-35-foot covered lanai provides generous space for dining, lounging, and entertaining. For the boating enthusiast, this property delivers an extraordinary waterfront experience with a 16,000-pound boat lift, wet slip with dedicated electrical hookup, and a boat davit at the seawall. The deep-water canal can accommodate a 50-foot yacht or offshore fishing boat, offering direct access for serious boating and fishing adventures. Additional highlights include a durable metal roof and whole-house solar panels, with the seller reporting approximately $35 per month in electricity costs. Original architectural blueprints are also available, offering a unique glimpse into the thoughtful design and craftsmanship of this exceptional waterfront residence.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
4,515
Sqft
0.58 ac
Lot size
2
Garage
1998
Year built
One
Levels
$831
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$24,671 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$24,671/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$831 vs $305
Days on market
6 vs 57 typical
Where $831/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Broadwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Broadwater — neighborhood snapshot
Population
1,173
Median age
60
Median income
$81,118
Median home value
$565,300
Avg household
2
Households w/ children
40%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
258 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1154% above the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4130 42ND AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$2,572,500
3796 42ND AVENUE S · same community
4 bd · 4 ba · 4,160 sqft · $618/sqft · 15 DOM
Sold · Sep ’26$2,870,000
4401 38TH STREET S · same community
4 bd · 5 ba · 4,044 sqft · $710/sqft · 146 DOM
Sold · Jun ’26$825,000
4179 38TH WAY S · same community
5 bd · 4 ba · 3,068 sqft · $269/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4130 42ND AVENUE S — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4130 42ND AVENUE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4130 42ND AVENUE S FAQs
What would the monthly payment be for 4130 42ND AVENUE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,671/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4130 42ND AVENUE S?+
The most recent tax bill on record (2025) was $34,434. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $3,750,000, this home is listed about 772% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4130 42ND AVENUE S?+
Gulfport Montessori Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,750,000 runs 1154% above the ST PETERSBURG 33711 median — but at 4,515 sqft it's also nearly 3 times the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 6 days on market in a St Petersburg market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Bonnie Lanners PA. MLS #TB8547826.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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