3896 42ND AVENUE S, ST PETERSBURG, FL, 33711
Active90 days on marketListed Jul 23, 2026MLS #TB8531236
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Upcoming open house
Sat, Oct 24
11:00 AM – 1:00 PM
About this home
3896 42ND AVENUE S
Welcome to a premier Broadwater waterfront sanctuary—where the art of entertaining meets the boater's dream. This meticulously updated one-story residence spans 2,957 square feet of refined living across 3 bedrooms and 2.5 baths, positioned on an expansive 84 x 140 lot that commands deep-water channel access and easy passage to Boca Ciega Bay and the Gulf. Whether you're launching for an early morning fishing expedition or hosting sunset cocktails, this property has been reimagined for the discerning lifestyle enthusiast. The 2026 kitchen renovation speaks luxury: quartzite countertops and backsplash; Wolf 48-inch dual fuel range with built-in flattop and grill; 48-inch Wolf hood; paneled Subzero refrigerator with separate wine fridge, 30” refrigerator and 24” Freezer; a Miele coffee system with water supply; Cove dishwasher; wet bar with a Scotsman pellet ice maker; and a generous hidden walk-in pantry. That philosophy extends to the full outdoor kitchen featuring a Blaze 36-inch grill and Azure wine fridge, framed by artificial turf, landscape lighting, and a fire pit for evening gatherings. The saltwater, solar-heated Pebble Tec pool and new pool bath complete the resort-style setting. The primary suite welcomes you with a spa-like walk-in shower, its Toto washlet complementing the luxury spa experience, alongside a double walk-in custom closet offering refined storage. Entertainment space abounds with large living room, 2nd sitting area and covered lanai with electronic roll up screens. Two additional bedrooms in the split plan are next to the luxurious updated hall bath. Beyond entertainment, this home is engineered for longevity: updated electrical and plumbing, 2026 laundry remodel, 2025 AC, 2019 roof, 2018 tankless water heater, whole-house water softener and filtration system, and paid-off solar panels offsetting energy costs indefinitely. The seawall updated in 2017 ensures confidence against weather, while the composite dock with 20,000-pound lift features lighting, shore power, fresh water, and a kayak launch platform. This is turnkey waterfront living at its finest—sophisticated, well-appointed, and built for a lifestyle of distinction.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,957
Sqft
0.27 ac
Lot size
2
Garage
1959
Year built
One
Levels
$837
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$18,538 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,538/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.5%
$/sqft vs St Petersburg actives
$837 vs $324
Days on market
90 vs 66 typical
Where $837/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Broadwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Broadwater — neighborhood snapshot
Population
1,173
Median age
60
Median income
$81,118
Median home value
$565,300
Avg household
2
Households w/ children
40%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 742% above the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3896 42ND AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$825,000
4179 38TH WAY S · same community
5 bd · 4 ba · 3,068 sqft · $269/sqft · 22 DOM
Sold · Dec ’25$1,550,000
3854 42ND AVENUE S · same community
3 bd · 2 ba · 2,621 sqft · $591/sqft · 47 DOM
Sold · Feb ’26$1,700,000
4391 38TH WAY S · same community
3 bd · 3.5 ba · 2,552 sqft · $666/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3896 42ND AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3896 42ND AVENUE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3896 42ND AVENUE S FAQs
What would the monthly payment be for 3896 42ND AVENUE S?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $18,538/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3896 42ND AVENUE S?+
The most recent tax bill on record (2025) was $22,495. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $2,475,000, this home is listed about 484% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3896 42ND AVENUE S?+
Gulfport Montessori Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,475,000 runs 742% above the ST PETERSBURG 33711 median — but at 2,957 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $2,595,000, now $2,475,000 — a $120K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Jeremy Grant. MLS #TB8531236.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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