CENTURY 21 Edge
$1,295,0003 bd2 ba1,662 sqft$779 /sqft$8,025 /mo all-in ↓

4501 37TH STREET S, ST PETERSBURG, FL, 33711

Active8 days on marketListed Sep 13, 2026MLS #TB8546041

WaterfrontPrivate poolSingle Family ResidenceBROADWATER

About this home

4501 37TH STREET S

Waterfront living in Broadwater simply does not get much better than this. Immaculate inside and out, this 3-bedroom, 2-bath home with a 2-car garage sits along one of the widest and largest canals in the area, surrounded by gardens and landscaping that have been cared for with extraordinary attention to detail. Out back, the reason people move to Florida becomes immediately clear. A beautiful dock and deck with boat lift puts the water just steps from your door. Launch the boat for an easy afternoon on Tampa Bay, head out early for a morning of fishing, or simply stay home and enjoy the frequent visits from playful dolphins and manatees right off the end of your dock. The outdoor spaces feel more like a private tropical retreat than a backyard. A sparkling swimming pool is surrounded by custom paver patios and walkways, while the screened lanai provides a comfortable place to relax throughout the year. A wonderful cedar gazebo with a metal roof creates an inviting setting for outdoor dining, morning coffee, cocktails with friends, or a quiet dinner overlooking the pool and waterfront. Inside, the home reflects the same level of care. The kitchen was remodeled in 2022, and new sliding glass doors connect the interior living spaces beautifully with the pool, lanai and waterfront beyond. Three bedrooms and two bathrooms offer a comfortable, practical floor plan, while the 2-car garage and additional paver driveway provide exceptional parking for family and guests. Equally impressive is the extensive list of improvements. In 2025, the home received a new HVAC system, new water heater, new garage floor epoxy and fresh exterior paint. A new variable-speed pool pump was added in 2024. Improvements in 2023 included new dock pilings, an extended deck, additional paver driveway, updated electrical panel, new pool heater and new rear screened enclosure and lanai. In 2022, the owners added new stainless boat-lift cables, remodeled the kitchen, installed new sliding glass doors and replaced the garage door. The home was repiped with new water-supply lines in 2018, when the pool interior and solar panels were also added. And then there is the location. Broadwater is one of South St. Petersburg's most desirable waterfront communities, right in the heart of the thriving Skyway Marina District. You can spend the morning on the water, the afternoon along the award-winning Gulf Beaches, and the evening enjoying the restaurants, arts, culture and energy of vibrant Downtown St. Petersburg, all within minutes of home. Beautifully maintained, thoughtfully improved and surrounded by an outdoor environment that captures the very best of Florida waterfront living, this is more than a house with a pool and a dock. It is a home designed around the reasons people choose to live in St. Petersburg in the first place.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,662

Sqft

0.27 ac

Lot size

2

Garage

1972

Year built

One

Levels

$779

Per sqft

Private poolWaterfrontFireplaceNegotiable

Inside

FlooringPorcelain Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Microwave · Refrigerator
InteriorOpen Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Concrete
FoundationSlab
FacesEast
ParkingBoat · Driveway · Garage Door Opener · Guest · Oversized
ExteriorIrrigation System · Lighting · Outdoor Shower · Permeable Paving · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$4,694/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,025 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,988
PMI (est., until 20% equity)$486
Property tax — 2025 actual bill$391
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,500
Interest rate6.00%
Loan term

Estimated payment

$8,025/mo

Principal & interest$6,988
PMI (est., until 20% equity)$486
Property taxes (actual bill)$391
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$643KedgeAI estimate $704,765 · range $670K$791K$1.3M

vs edgeAI estimate

+83.7%

$/sqft vs St Petersburg actives

$779 vs $305

Days on market

8 vs 57 typical

Where $779/sqft sits among the 400 St Petersburg actives

157
123
45
27
11 · this home
37
$126–265$265–403$403–542$542–681$681–820$820+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Broadwater

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Broadwater — neighborhood snapshot

Population

1,173

Median age

60

Median income

$81,118

Median home value

$565,300

Avg household

2

Households w/ children

40%

For the school run

Pinellas County School District

ElementaryGulfport Montessori Elementary School★★★★★
MiddleBay Point Middle School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

257 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 333% above the ST PETERSBURG 33711 median. See the full St Petersburg market guide →

Paper trail

This home's history

Sep 13, 2026Listed at $1,295,000 · 8 days on market since
1972Built · BROADWATER

Reality check

What actually sold near 4501 37TH STREET S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4500 38TH STREET SSold · Jan ’26

$950,000

4500 38TH STREET S · same community

3 bd · 2 ba · 1,666 sqft · $570/sqft · 0 DOM

4096 38TH STREET SSold · Sep ’26

$667,500

4096 38TH STREET S · same community

3 bd · 2 ba · 1,817 sqft · $367/sqft · 84 DOM

4149 38TH STREET SSold · Mar ’26

$775,000

4149 38TH STREET S · same community

3 bd · 2 ba · 1,826 sqft · $424/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4501 37TH STREET S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4501 37TH STREET S — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4501 37TH STREET S FAQs

What would the monthly payment be for 4501 37TH STREET S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,025/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4501 37TH STREET S?+

The most recent tax bill on record (2025) was $4,694. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $1,295,000, this home is listed about 201% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4501 37TH STREET S?+

Gulfport Montessori Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEXTHOME SOUTH POINTE · Kent Rodahaver. MLS #TB8546041.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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