6464 TOLEDO ROAD, SPRING HILL, FL, 34606
Active56 days on marketListed Sep 12, 2026MLS #TB8547997
Come see it
Upcoming open house
Sat, Nov 14
11:00 AM – 1:00 PM
About this home
6464 TOLEDO ROAD
Price Improvement! Designed to be loved for years to come. Some homes are built to sell. This one was built to stay. From the moment you step onto the screened-in front porch and hear the quiet, you can tell every choice inside was made with a forever-home mindset — not a checklist, but a vision of mornings, gatherings, and evenings that feel easy. Built in 2019 and thoughtfully updated since, this 4-bedroom, 2-bath home sits centrally located near US 19, schools, and everyday shopping. Upgraded luxury vinyl plank flooring runs throughout the entire home for easy maintenance. Energy-efficient LED lighting brightens every room, and double-pane impact windows bring in the light while keeping storm season worry-free. The kitchen is the heart of this home, remodeled with granite countertops, a large eat-in island, a built-in pantry, and under-cabinet lighting that gives evenings a soft, inviting glow. Upgraded LG ThinQ smart appliances make everyday cooking feel modern and simple. Whether it's a quiet breakfast or a room full of friends, this space handles both with ease. The primary bedroom is a true retreat, with a walk-in closet featuring built-in shelving and an en-suite bath with dual vanities and a tub/shower combo. A dedicated laundry closet includes a washer and dryer, both convey, so moving in is one less thing to think about. Step out to the screened-in back lanai with your morning coffee, then onto the large paver patio where a professionally installed swim spa waits. It also conveys with the home, your own private spot to unwind, exercise, or gather with friends. A fully 6ft vinyl-fenced backyard keeps it all private, and the outdoor storage shed conveys too, giving you room for tools, toys, and gear without sacrificing indoor space. The 2-car garage features a screened door, an updated smart door opener, and a freshly updated electrical panel with all breakers replaced for peace of mind. Six-inch gutters run the entire perimeter of the home, managing Florida rains the right way. This isn't a house with a list of upgrades, it's a home that was loved, maintained, and ready for its next chapter. Come see it, and feel the difference for yourself. 4 BD | 2 BA | 2-Car Garage | Built 2019 Swim spa, shed, and washer/dryer convey
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,576
Sqft
0.24 ac
Lot size
2
Garage
2019
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,879 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,879/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
$/sqft vs SPRING HILL
$218 vs $195
Days on market
56 vs 48 typical
Where $218/sqft sits among the 312 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34606 — neighborhood snapshot
Population
28,668
Median age
49.8
Median income
$57,337
Median home value
$250,900
Avg household
2.24
Households w/ children
2,982
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$325K → $296K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
179 of 312
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the SPRING HILL 34606 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 6464 TOLEDO ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$280,000
2410 COVINGTON AVENUE · same community
3 bd · 2 ba · 1,578 sqft · $177/sqft · 131 DOM
Sold · Feb ’26$310,000
10426 LANSFIELD STREET · same community
3 bd · 2 ba · 1,610 sqft · $193/sqft · 54 DOM
Sold · Dec ’25$329,500
14185 SEGOVIA STREET · same community
3 bd · 2 ba · 1,539 sqft · $214/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 6464 TOLEDO ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6464 TOLEDO ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6464 TOLEDO ROAD FAQs
What would the monthly payment be for 6464 TOLEDO ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,879/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6464 TOLEDO ROAD?+
The most recent tax bill on record (2025) was $2,461. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6464 TOLEDO ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $344,000, this home is listed about 2% above the Spring Hill median of $337,889. The market section on this page shows how the area is trending.
Which schools are assigned to 6464 TOLEDO ROAD?+
Fox Chapel Middle School (middle), Spring Hill Elementary School (elementary), Central High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER GROUP · Riz Hakim. MLS #TB8547997.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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