13062 SE 89TH CIRCLE, SUMMERFIELD, FL, 34491
Active26 days on marketListed Sep 15, 2026MLS #TB8548251
About this home
13062 SE 89TH CIRCLE
**SELLER FINANCING AVAILABLE!** Welcome to this beautifully updated 3-bedroom, 2-bathroom home in the sought-after Del Webb Spruce Creek community. With a 2024 roof, you can enjoy peace of mind from day one. Designed for both comfortable daily living and effortless entertaining, the open-concept floor plan features high ceilings and brand-new LVP flooring throughout the main living areas. The spacious kitchen shines with a brand-new suite of appliances, new granite countertops, and a generous counter-height island that opens seamlessly to the family room. A breakfast nook, separate dining area, and convenient indoor laundry room add to the home's functionality. The inviting primary suite offers an updated bathroom and a custom walk-in closet, creating a comfortable retreat at the end of the day. The split floor plan offers privacy with two guest bedrooms and an updated bathroom located off of a separate hallway. Step outside to the oversized screened porch and enjoy the best of Florida living with plenty of room for relaxing, dining, and entertaining. Situated on an oversized lot, this property offers ample space to create the backyard of your dreams. With thoughtful updates, an ideal layout, and a prime setting in Del Webb Spruce Creek, this home is ready for you to move in and enjoy!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,720
Sqft
0.3 ac
Lot size
2
Garage
2005
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,958 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,958/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.3%
$/sqft vs Summerfield actives
$203 vs $184
Days on market
26 vs 70 typical
Where $203/sqft sits among the 375 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
173 of 375
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 13062 SE 89TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$268,000
13805 SE 87TH TERRACE
3 bd · 2 ba · 1,734 sqft · $155/sqft · 11 DOM
Sold · Jan ’26$200,000
13727 SE 87TH AVENUE
2 bd · 2 ba · 1,687 sqft · $119/sqft · 93 DOM
Sold · Mar ’26$282,000
14218 SE 88 COURT
3 bd · 2 ba · 1,758 sqft · $160/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13062 SE 89TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13062 SE 89TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13062 SE 89TH CIRCLE FAQs
What would the monthly payment be for 13062 SE 89TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,958/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13062 SE 89TH CIRCLE?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13062 SE 89TH CIRCLE?+
The most recent tax bill on record (2025) was $4,505. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13062 SE 89TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $349,000, this home is listed about 20% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13062 SE 89TH CIRCLE?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of INKWELL LLC · Scott Dennis. MLS #TB8548251.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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