11255 W BAYSHORE UNIT 81, CRYSTAL RIVER, FL, 34423
Active7 days on marketListed Sep 13, 2026MLS #TB8548260
About this home
11255 W BAYSHORE UNIT 81
COMPLETE THE RENOVATIONS TO YOUR LIKING. Ins Money still available. Coastal Living Awaits at this Waterfront Condo with Custom Potential! Enjoy the ultimate carefree coastal lifestyle in this 2-bedroom, 2-bathroom waterfront condo. Newer metal roof. Offered in its original condition, this unit is a true blank canvas just waiting for your personal touch. The best part? Insurance money is available to the new buyer, giving you the unique financial jumpstart to design and create the beautiful, modern model of
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,584
Sqft
0.04 ac
Lot size
1973
Year built
One
Levels
$91
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,113 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,113/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8%
$/sqft vs Crystal River actives
$91 vs $223
Days on market
7 vs 53 typical
Where $91/sqft sits among the 160 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
86 of 160
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 11255 W BAYSHORE UNIT 81
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$117,500
11647 W KINGFISHER COURT UNIT 11647 · same community
2 bd · 2 ba · 1,584 sqft · $74/sqft · 99 DOM
Sold · Jun ’26$145,000
11280 W BAYSHORE DRIVE UNIT 66 · same community
2 bd · 2 ba · 1,584 sqft · $92/sqft · 205 DOM
Sold · Jun ’26$158,750
11254 W BAYSHORE DRIVE UNIT 70 · same community
2 bd · 2 ba · 1,584 sqft · $100/sqft · 193 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 11255 W BAYSHORE UNIT 81 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11255 W BAYSHORE UNIT 81 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11255 W BAYSHORE UNIT 81 FAQs
What would the monthly payment be for 11255 W BAYSHORE UNIT 81?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,113/mo — principal and interest, the actual property-tax bill, the $965/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11255 W BAYSHORE UNIT 81?+
The association fee works out to $965 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11255 W BAYSHORE UNIT 81?+
The most recent tax bill on record (2025) was $925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11255 W BAYSHORE UNIT 81?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $144,000, this home is listed about 54% below the Crystal River median of $312,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11255 W BAYSHORE UNIT 81?+
Crystal River Primary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $965/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 7 days on market in a Crystal River market that averages 53 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Sarita Harty. MLS #TB8548260.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Crystal River homes, in your inbox
Like 11255 W BAYSHORE UNIT 81 but not quite? A daily digest of every new listing in Crystal River — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →