3728 GRAPPLER CIRCLE SE, PALM BAY, FL, 32909
Active7 days on marketListed Sep 13, 2026MLS #TB8548287
About this home
3728 GRAPPLER CIRCLE SE
WHY WAIT TO BUILD WHEN YOU CAN HAVE IT ALL RIGHT NOW? This stunning new-construction home offers the upgrades, space, and incredible lake views you've been waiting for--without the time and uncertainty of building from scratch. Featuring 5 bedrooms, 3 bathrooms, and a large loft, there's plenty of room for the entire family, guests, or a dedicated play space. The open-concept floor plan is designed for easy living and entertaining, highlighted by a chef's kitchen with upgraded finishes and brand-new stainless steel appliances. Step outside to the covered porch and enjoy peaceful lake views, while the fully fenced backyard provides privacy and room to relax or play. Located in desirable community with low HOA dues and a community pool, this home offers an exceptional combination of convenience and value. Easy access to I-95 makes commuting a breeze to Vero Beach, Sebastian, or Melbourne. Move-in ready, beautifully upgraded, and better yet--you don't have to wait to build!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,525
Sqft
0.11 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,175 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Bay actives
$178 vs $191
Days on market
7 vs 42 typical
Where $178/sqft sits among the 165 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Get to know Palm Bay. See the full Palm Bay guide →
The numbers that matter
The Palm Bay market
$306K → $325K
Palm Bay median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
76 of 165
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 500% above the PALM BAY 32909 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 3728 GRAPPLER CIRCLE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$384,990
2940 FLAGSTAFF AVENUE SE
4 bd · 3 ba · 2,350 sqft · $164/sqft · 47 DOM
Sold · Jan ’26$422,000
1019 TOLSON STREET SE
4 bd · 2.5 ba · 2,171 sqft · $194/sqft · 117 DOM
Sold · Dec ’25$416,000
2990 HACKENSACK AVENUE SE
4 bd · 3 ba · 2,046 sqft · $203/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3728 GRAPPLER CIRCLE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3728 GRAPPLER CIRCLE SE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3728 GRAPPLER CIRCLE SE FAQs
What would the monthly payment be for 3728 GRAPPLER CIRCLE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,175/mo — principal and interest, the actual property-tax bill, the $92/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3728 GRAPPLER CIRCLE SE?+
The association fee works out to $92 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3728 GRAPPLER CIRCLE SE?+
The most recent tax bill on record (2026) was $903. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3728 GRAPPLER CIRCLE SE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $450,000, this home is listed about 32% above the Palm Bay median of $341,495. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$450,000 runs 500% above the PALM BAY 32909 median — but at 2,525 sqft it's also 39% larger than the typical Palm Bay listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Palm Bay market that averages 42 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BILLERO & BILLERO - BEACH OFFC · Gene Billero. MLS #TB8548287.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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