1515 MIDNIGHT PASS WAY, CLEARWATER, FL, 33765
Active24 days on marketListed Sep 30, 2026MLS #TB8548309
About this home
1515 MIDNIGHT PASS WAY
Designer Remodel, 4 Bedrooms, plus Bonus Room, 2 Bathrooms, 2024 Pool, Solar Panels, Wood Burning Fireplace Welcome to 1515 Midnight Pass Way in Clearwater, Florida, a beautifully remodeled 4-bedroom, 2-bath Pool Home with Bonus Room where Stunning New LVP Flooring, Warm Vaulted Wood Ceilings, a Statement Fireplace, and a Designer Kitchen create an unforgettable first impression. Rich in character and thoughtfully updated, this home brings together the warmth of a curated retreat and the ease of Florida indoor-outdoor living. New flooring sets the stage for an inviting interior, with wood ceilings adding architectural interest and the fireplace drawing everyone together. The designer kitchen is a standout, bringing beautiful finishes and distinctive details to the space where mornings begin and guests inevitably gather. It’s a home made for slow Sunday breakfasts, lively dinner parties, and cozy evenings by the fire. Your backyard escape awaits with a Saltwater Pool and Enclosure installed in 2024. Spend afternoons in the water, host weekend gatherings, or unwind poolside at the end of the day. Vinyl Fencing defines the outdoor space, and a guest bathroom with pool access keeps outdoor living convenient. The desirable Split-Bedroom Floor Plan gives the Primary Suite its own sense of retreat, complete with a walk-in closet with built ins. The Primary Bath has been completely updated with New Tile Floors, Walk In Shower, Garden Bath & Vanity. It also features a privacy Water Closet. The split floor plan features 3 Guest Bedrooms with plenty of Closet Storage and Guest Pool Bathroom. Need an office or home gym? Bonus Space with chic' Checkered Tile Floors is perfect for a Home office, Home Gym or Hobby area! The home also features interior Laundry Room. Beyond the stunning remodel, the improvements bring real substance to the style: a 2018 Roof; 2022 Solar Panels, with the existing solar loan to be PAID IN FULL by the seller at closing with a qualifying offer; Six Hurricane-Impact Windows plus a Hurricane-Impact Slider and Exterior Door installed in 2024; and Fresh Exterior Paint in 2026. A Whole-House Water Filtration System, 2020 Electric Water Heater, 2016 HVAC system, and a Smart Security System with Amazon Echo Show round out this thoughtfully upgraded home. Distinctive design, meaningful updates, and your own poolside retreat—all in one Clearwater address. Schedule your private showing and experience 1515 Midnight Pass Way for yourself.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,510
Sqft
0.24 ac
Lot size
2
Garage
1984
Year built
One
Levels
$349
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,779 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,779/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
$/sqft vs Clearwater actives
$349 vs $245
Days on market
24 vs 61 typical
Where $349/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coachman Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Coachman Ridge — neighborhood snapshot
Population
1,098
Median age
44
Median income
$92,083
Median home value
$590,500
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
216 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 251% above the CLEARWATER 33765 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1515 MIDNIGHT PASS WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$730,000
2457 STAG RUN BOULEVARD · same community
3 bd · 2 ba · 2,357 sqft · $310/sqft · 36 DOM
Sold · Feb ’26$690,000
2445 OLD COACH TRAIL · same community
5 bd · 3 ba · 2,340 sqft · $295/sqft · 85 DOM
Sold · Apr ’26$835,000
1467 RIDGE TOP WAY · same community
4 bd · 2.5 ba · 2,735 sqft · $305/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1515 MIDNIGHT PASS WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1515 MIDNIGHT PASS WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1515 MIDNIGHT PASS WAY FAQs
What would the monthly payment be for 1515 MIDNIGHT PASS WAY?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,779/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1515 MIDNIGHT PASS WAY?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1515 MIDNIGHT PASS WAY?+
The most recent tax bill on record (2025) was $9,313. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1515 MIDNIGHT PASS WAY?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $875,000, this home is listed about 193% above the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1515 MIDNIGHT PASS WAY?+
McMullen-Booth Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$875,000 runs 251% above the CLEARWATER 33765 median — but at 2,510 sqft it's also nearly twice the size of the typical Clearwater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $899,000, now $875,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Julia Arnold. MLS #TB8548309.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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