7802 RIVER RIDGE DRIVE, TEMPLE TERRACE, FL, 33637
Active29 days on marketListed Sep 14, 2026MLS #TB8548373
About this home
7802 RIVER RIDGE DRIVE
NO HOA!!! NO CDD!!! WELCOME HOME TO 7802 RIVER RIDGE DRIVE, where modern style meets the kind of outdoor space that’s getting harder to find! From the moment you arrive, the striking black and white exterior, mature shade tree and fresh landscaping create standout curb appeal. Step inside to a bright, inviting interior with a flowing layout designed for everyday living and entertaining. The living area features a dramatic black fireplace accent wall, French doors and contemporary finishes that give the home a modern feel. The kitchen offers crisp white cabinetry, stainless steel appliances, generous counter space and a breakfast bar that keeps the kitchen connected to the main living area. With 5 bedrooms and 2 bathrooms, there’s room to spread out, while the spacious primary suite stands out with abundant closet space and a beautifully updated bathroom featuring an oversized vanity and tiled shower. But the real showstopper may be outside. Step through the French doors into an expansive screened lanai with plenty of room for outdoor dining, lounging, entertaining and enjoying Florida living year round. Beyond the lanai is a massive fenced backyard shaded by gorgeous mature trees, offering an incredible amount of usable outdoor space for pets, play, gardening, entertaining or even creating your own backyard oasis. Add in a 2 car garage, oversized lot and convenient Temple Terrace location, and this home delivers the combination buyers are searching for: SPACE, STYLE, PRIVACY AND LOCATION. Come experience 7802 River Ridge Drive for yourself and see why this one deserves to be at the top of your list.
Facts & features
The home at a glance
5
Bedrooms
2
Bathrooms
1,843
Sqft
0.31 ac
Lot size
2
Garage
1983
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,155 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,155/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3%
$/sqft vs Temple Terrace actives
$231 vs $200
Days on market
29 vs 53 typical
Where $231/sqft sits among the 78 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
TEMPLE TERRACE 33637 — neighborhood snapshot
Population
17,785
Median age
34.4
Median income
$60,526
Median home value
$213,800
Avg household
2.3
Households w/ children
1,827
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
44 of 78
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the TEMPLE TERRACE 33637 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 7802 RIVER RIDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$425,000
9210 SAPPHIRE CREEK PLACE
4 bd · 2 ba · 1,846 sqft · $230/sqft · 33 DOM
Sold · Jul ’26$430,000
7511 ROSEWOOD GARDEN LOOP
4 bd · 2 ba · 1,846 sqft · $233/sqft · 137 DOM
Sold · Jan ’26$450,000
7729 ROSEWOOD GARDEN LOOP
4 bd · 2 ba · 1,846 sqft · $244/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7802 RIVER RIDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7802 RIVER RIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7802 RIVER RIDGE DRIVE FAQs
What would the monthly payment be for 7802 RIVER RIDGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,155/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7802 RIVER RIDGE DRIVE?+
The most recent tax bill on record (2025) was $3,663. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7802 RIVER RIDGE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $425,000, this home is listed about 25% above the Temple Terrace median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 7802 RIVER RIDGE DRIVE?+
Jennings Middle School (middle), Folsom Elementary School (elementary), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NORTHGROUP REAL ESTATE, INC · Paris Vazquez. MLS #TB8548373.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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