CENTURY 21 Edge
$400,000$450,0003 bd2 ba1,389 sqft$288 /sqft≈$3,119 /mo all-in ↓

508 WHITE OAK DRIVE, TARPON SPRINGS, FL, 34689

Active27 days on marketListed Sep 16, 2026MLS #TB8548375

✦ Reduced $50KSingle Family ResidenceOAKLEAF VILLAGE

About this home

508 WHITE OAK DRIVE

A TRUE INDOOR/OUTDOOR RETREAT, now offered at an IMPROVED PRICE. This 3 BED/2 BATH home, tucked away in OAKLEAF VILLAGE, is highlighted by an EXPANSIVE COVERED OUTDOOR PATIO AND ENTERTAINMENT SPACE designed to make the most of year round Florida living. Complete with an OUTDOOR GRILL & BAR-STYLE GATHERING SPACE, MULTIPLE SEATING AREAS, and a fenced backyard, this is far more than your typical backyard setup. Inside, a functional SPLIT-BEDROOM FLOOR PLAN is complemented by major updates including a NEW ROOF (2022) and SOLAR PANELS (2023), which will be PAID OFF BY THE SELLER AT CLOSING. Inside, the single-story home offers 1,389 SQ FT of living space with a living room/breakfast nook combination, a separate Florida room/formal dining space, and a kitchen featuring GRANITE COUNTERTOPS, SOLID WOOD CABINETRY, and STAINLESS STEEL APPLIANCES. Wood, tile, and carpet flooring extend throughout the home, while the primary bedroom remains split from the two additional guest bedrooms for added privacy. The outdoor space continues to deliver with an OUTDOOR SHOWER and dedicated SHELL/FISH CLEANING STATION, adding extra functionality after a day at the beach or on the water. There is also SPACE TO PARK A BOAT at home. The patio furnishings & outdoor decor can convey with the sale with select exclusions, including the fire pit set. A detached SHED/WORKSHOP WITH ELECTRIC provides additional storage and workspace, while the ATTACHED 2-CAR GARAGE adds even more everyday functionality. Set on an approximately .20-ACRE LOT, the home is served by public water and sewer and is located in FEMA FLOOD ZONE X. The location provides convenient access to KLOSTERMAN ROAD and US-19, with INNISBROOK GOLF RESORT, FRED HOWARD PARK, GULF BEACHES, the TARPON SPRINGS SPONGE DOCKS, AdventHealth North Pinellas, St. Petersburg College’s Tarpon Springs Campus, shopping, and dining all within easy reach. If outdoor living, useful updates, and a convenient Tarpon Springs location are high on your list, schedule your private tour and experience the space in person. If OUTDOOR LIVING, BOAT PARKING, MAJOR RECENT UPDATES, and a convenient Tarpon Springs location are high on your list, schedule your private tour and experience everything this property has to offer.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,389

Sqft

0.2 ac

Lot size

2

Garage

1977

Year built

One

Levels

$288

Per sqft

PartiallyPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorAwning(s) · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$5,126/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,119 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$427
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$3,119/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$427
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$324KedgeAI estimate $365,264 · range $338K–$385K$416K

vs edgeAI estimate

+9.5%

$/sqft vs Tarpon Springs actives

$288 vs $247

Days on market

27 vs 75 typical

Where $288/sqft sits among the 269 Tarpon Springs actives

67
80
49 · this home
35
14
24
$133–193$193–254$254–315$315–375$375–436$436+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Drive times from this address

Tampa Int’l Airport (TPA)≈ 37 min
Downtown Tampa≈ 41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

ElementaryTarpon Springs Elementary School★★★★★
HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$433K → $415K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

155 of 269

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $400,000 ▼ $50K
Sep 16, 2026Listed at $450,000 · 27 days on market since
1977Built · OAKLEAF VILLAGE

Reality check

What actually sold near 508 WHITE OAK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1404 RED OAK DRIVESold · Jun ’26

$385,000

1404 RED OAK DRIVE · same community

3 bd · 2 ba · 1,332 sqft · $289/sqft · 271 DOM

1363 COTTAGE GROVE ROADSold · Oct ’25

$377,000

1363 COTTAGE GROVE ROAD · same community

2 bd · 2 ba · 1,464 sqft · $258/sqft · 90 DOM

1434 RED OAK DRIVESold · May ’26

$425,000

1434 RED OAK DRIVE · same community

3 bd · 2 ba · 1,219 sqft · $349/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 508 WHITE OAK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 508 WHITE OAK DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

508 WHITE OAK DRIVE FAQs

What would the monthly payment be for 508 WHITE OAK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,119/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 508 WHITE OAK DRIVE?+

The most recent tax bill on record (2025) was $5,126. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 508 WHITE OAK DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $400,000, this home is listed about 6% below the Tarpon Springs median of $427,000. The market section on this page shows how the area is trending.

Which schools are assigned to 508 WHITE OAK DRIVE?+

Tarpon Springs Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ALLIANCE GROUP · John Mckinnon. MLS #TB8548375.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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