20000 GULF BOULEVARD UNIT 603, INDIAN SHORES, FL, 33785
Active27 days on marketListed Sep 14, 2026MLS #TB8548425
About this home
20000 GULF BOULEVARD UNIT 603
Beautifully renovated 3-bedroom, 2-bath Gulf-front condo in the highly desirable Sand Castle I community in Indian Shores! This condo offers the perfect combination of beachfront living and high rental income. Renovated less than a year ago with brand-new furnishings, new electrical, and new plumbing throughout. Enjoy incredible Gulf views, sunsets, and dolphin sightings from the primary bedroom, open living areas, and large private balcony. The updated kitchen features granite countertops, tile backsplash, and stainless steel appliances, while both bathrooms have been completely remodeled. Additional features include in-unit laundry, assigned parking, hurricane shutters, and hurricane-rated windows. This proven vacation rental generates approximately $90,000-$100,000+ annually. Sand Castle I offers resort-style amenities including a large heated pool, oversized heated spa, game room, library, barbecue area, owners' gathering space, and fitness equipment. The building also features a newer roof and updated elevators. The building is undergoing a facelift, and the seller has paid the assessment fee in FULL! Located directly across from dining, shopping, and entertainment. No pets permitted. View today to experience this exceptional Gulf-front condo!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,060
Sqft
1.46 ac
Lot size
1974
Year built
One
Levels
$1,225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,615 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,615/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+225.4%
$/sqft vs Indian Shores actives
$1,225 vs $644
Days on market
27 vs 124 typical
Where $1,225/sqft sits among the 61 Indian Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $655K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
35 of 61
Indian Shores actives have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 20000 GULF BOULEVARD UNIT 603
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,035,000
20002 GULF BOULEVARD UNIT 2705 · same community
3 bd · 2 ba · 1,180 sqft · $877/sqft · 7 DOM
Sold · Mar ’26$1,200,000
20040 GULF BOULEVARD UNIT 605 · same community
3 bd · 2 ba · 1,280 sqft · $938/sqft · 71 DOM
Sold · Jun ’26$675,000
19450 GULF BOULEVARD UNIT 205
2 bd · 2 ba · 1,060 sqft · $637/sqft · 200 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20000 GULF BOULEVARD UNIT 603 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20000 GULF BOULEVARD UNIT 603 — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20000 GULF BOULEVARD UNIT 603 FAQs
What would the monthly payment be for 20000 GULF BOULEVARD UNIT 603?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,615/mo — principal and interest, the actual property-tax bill, the $875/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20000 GULF BOULEVARD UNIT 603?+
The association fee works out to $875 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20000 GULF BOULEVARD UNIT 603?+
The most recent tax bill on record (2025) was $13,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20000 GULF BOULEVARD UNIT 603?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $1,299,000, this home is listed about 68% above the Indian Shores median of $772,450. The market section on this page shows how the area is trending.
Which schools are assigned to 20000 GULF BOULEVARD UNIT 603?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,299,000 runs 62% above the INDIAN SHORES 33785 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $875/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SUNSTAR REAL ESTATE LLC · Taylor Holevas. MLS #TB8548425.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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