285 107TH AVENUE UNIT 505, TREASURE ISLAND, FL, 33706
Active33 days on marketListed Sep 18, 2026MLS #TB8548432
About this home
285 107TH AVENUE UNIT 505
2027 Season Rental. Beautiful, bright and breezy one bedroom. one bath Waterfront Condo at the St James. This Turnkey Furnished unit is available for Short-term/Seasonal Lease beginning November 1, 2026 thru April 30, 2027. Situated on the fifth floor with a nice view of the Intracoastal Waterway - enjoy serene mornings and peaceful evenings from your private balcony overlooking the sparkling water. The upscale furnishings offer comfortable living complete with an assigned parking space, locked building lobby and many resort style amenities for your enjoyment. Heated pool, cooking and picnic area near the pool, lovely clubhouse area, fitness center and two laundry rooms on floors 3 and 6 for your convenience. Experience waterfront living at its finest with this rare gem! The unit features a bright open floorplan with updated kitchen with stainless appliances, stone countertops and plenty of cabinets and storage. Relax in the brand new walk-in shower in the Bathroom. Location, location! Such a convenient location steps from the white sand Gulf beach and a variety of restaurants, shops, grocery/drug stores and other businesses. Take advantage of free parking or hop on public transportation near the condo. Application $75 per adult, $100 tenant processing. HOA application and approval along with their application fee. Lease 3 to 6 months in length. Sorry no pets. Rent includes water, sewer, trash, cable tv and internet. Sales tax of 13% applies to any lease less than 6 months. Move-out cleaning fee $250.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
860
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Treasure Island actives
$3 vs $513
Days on market
33 vs 121 typical
Where $3/sqft sits among the 178 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $625K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
98 of 178
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 285 107TH AVENUE UNIT 505
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$187,000
7600 SUN ISLAND DRIVE S UNIT 603
1 bd · 1 ba · 855 sqft · $219/sqft · 81 DOM
Sold · Jun ’26$190,000
8911 BLIND PASS ROAD UNIT 108
2 bd · 1.5 ba · 845 sqft · $225/sqft · 45 DOM
Sold · Aug ’26$180,000
8911 BLIND PASS ROAD UNIT 106
2 bd · 1.5 ba · 845 sqft · $213/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 285 107TH AVENUE UNIT 505 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 285 107TH AVENUE UNIT 505 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
285 107TH AVENUE UNIT 505 FAQs
What would the monthly payment be for 285 107TH AVENUE UNIT 505?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 285 107TH AVENUE UNIT 505?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $2,600, this home is listed about 100% below the Treasure Island median of $669,700. The market section on this page shows how the area is trending.
Which schools are assigned to 285 107TH AVENUE UNIT 505?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TREASURE ISLAND 33706 market on paper
$2,600 is 99% below the TREASURE ISLAND 33706 median of $459,950, and at $3/sqft it sits under the Treasure Island average of $578.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GULF BEACHES · Drew Carlyle, Jr. MLS #TB8548432.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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