3608 W CARMEN STREET, TAMPA, FL, 33609
Active29 days on marketListed Sep 14, 2026MLS #TB8548603
About this home
3608 W CARMEN STREET
Beautifully renovated 3-bedroom, 2-bath home, ideally located near the heart of Midtown and zoned for A-rated schools! Renovated in 2021, this home offers a stylish combination of modern updates, comfortable living spaces, and an incredible outdoor area. From the moment you arrive, the custom tongue-and-groove stained ceilings on the front porch and carport add a warm and inviting touch. Inside, you’ll love the open-concept layout, complemented by ceramic plank tile throughout and thoughtfully selected finishes. The updated kitchen is designed for both everyday living and entertaining, featuring quartz countertops, soft-close cabinetry and drawers, stainless steel appliances, an eat-in bar, and a dedicated dining area. The spacious living room provides plenty of room for oversized furniture and comfortable gatherings. The generously sized owner’s suite offers a walk-in closet and a beautifully renovated ensuite bath complete with dual sinks, quartz countertops, and a custom walk-in shower featuring multiple showerheads. Two additional bedrooms provide ample space and closet storage, while the updated secondary bathroom features a tub/shower combination, shaker-style cabinetry, and quartz countertops. Outside, the oversized fenced backyard is ready for whatever you envision—from weekend barbecues and entertaining to adding a firepit, pool, or additional outdoor living space. A playset provides fun for the kids, while the storage shed offers convenient space for lawn equipment and miscellaneous items. Perfectly situated near major highways, restaurants, shopping, and entertainment, with an easy drive to the beach and area amusement parks. With its desirable location, extensive renovations, and spacious backyard, this home is one you won’t want to miss! Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,477
Sqft
0.14 ac
Lot size
1974
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$2 vs $289
Days on market
29 vs 64 typical
Where $2/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakford Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Oakford Park — neighborhood snapshot
Population
1,387
Median age
42
Median income
$77,415
Median home value
$392,421
Avg household
2
Households w/ children
135
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
223 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3608 W CARMEN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$331,000
3733 W CASS STREET · same community
2 bd · 2.5 ba · 1,274 sqft · $260/sqft · 2 DOM
Sold · Dec ’25$875,000
2907 W AQUILLA STREET
3 bd · 2 ba · 1,562 sqft · $560/sqft · 3 DOM
Sold · Jan ’26$750,000
2311 W MORRISON AVENUE UNIT 22
3 bd · 2.5 ba · 1,689 sqft · $444/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3608 W CARMEN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3608 W CARMEN STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3608 W CARMEN STREET FAQs
What would the monthly payment be for 3608 W CARMEN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3608 W CARMEN STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $3,000, this home is listed about 99% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3608 W CARMEN STREET?+
Mitchell Elementary School (elementary), Wilson Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Brooks Daniels. MLS #TB8548603.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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