7232 SMYRNA STREET, JACKSONVILLE, FL, 32208
Active42 days on marketListed Sep 25, 2026MLS #TB8548836
About this home
7232 SMYRNA STREET
7232 Smyrna St is a rare opportunity to own 1.13 acres with a historic 1928 home full of original character, just minutes from Downtown Jacksonville and extremely convenient to I-95. The two-story main home offers 4 bedrooms and 3.5 bathrooms and is ready for someone with the vision to restore it and bring it back to life. There are so many original details for a historic home lover to appreciate, including beautiful inlaid wood floors, original diamond grid windows, a geometric tile porch, brick wall piers along the property, a wraparound porch, and a wood-burning fireplace. The first floor includes the kitchen, formal dining room, and a spacious living room centered around the fireplace. The original staircase leads upstairs to all four bedrooms. The home also has an attached carport and gated entrance. The property includes two additional buildings that are also in need of restoration, but give a lot of potential for additional living space, guest quarters, multi-generational living, rental income, studios, or other uses depending on the buyer’s plans and applicable zoning. With approximately 1.13 acres and road access from both the front and rear of the property, there is plenty of room to spread out. The property also offers a massive amount of space for parking and storage, with room for boats, RVs, trailers, work vehicles, and other recreational vehicles. For someone looking for a larger estate property, space for their toys, or possible future development, there are a lot of possibilities here. The mature trees and size of the property give it a private, almost rural feel while still being approximately 5 miles from Downtown Jacksonville with easy access to I-95. Whether you are a historic home lover looking for a restoration project, an investor, or someone looking for acreage with development possibilities, this is a unique property with a lot of potential. Property is on well and septic. Seller is an investor and has never occupied the property. Sold As-Is. All room sizes are approximate. Buyer to verify zoning, permitted uses, development potential, acreage, and all other information.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
4,406
Sqft
1.13 ac
Lot size
1928
Year built
Two
Levels
$84
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,101 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,101/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Jacksonville actives
$84 vs $173
Days on market
42 vs 39 typical
Where $84/sqft sits among the 158 Jacksonville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside 45th And Moncrief
Get to know Jacksonville. See the full Jacksonville guide →
45th And Moncrief — neighborhood snapshot
Population
2,786
Median age
38
Median income
$33,823
Median home value
$173,997
Avg household
2
Households w/ children
428
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jacksonville market
$310K → $336K
Jacksonville median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
78 of 158
Jacksonville actives have cut their price
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 233% above the JACKSONVILLE 32208 median. See the full Jacksonville market guide →
Paper trail
This home's history
Reality check
What actually sold near 7232 SMYRNA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$110,000
6875 RESTLAWN DRIVE
4 bd · 2 ba · 1,680 sqft · $65/sqft · 60 DOM
Sold · Dec ’25$50,000
1224 KENNARD STREET
3 bd · 2 ba · 1,092 sqft · $46/sqft · 17 DOM
Sold · Oct ’26$205,000
711 VALLEY FORGE ROAD
3 bd · 2 ba · 1,032 sqft · $199/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 7232 SMYRNA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7232 SMYRNA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7232 SMYRNA STREET FAQs
What would the monthly payment be for 7232 SMYRNA STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,101/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7232 SMYRNA STREET?+
The most recent tax bill on record (2025) was $2,849. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7232 SMYRNA STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Jacksonville?+
At $369,999, this home is listed about 28% above the Jacksonville median of $289,990. The market section on this page shows how the area is trending.
Which schools are assigned to 7232 SMYRNA STREET?+
Northwestern Legends Elementary (elementary), Jean Ribault High School (high), Matthew W. Gilbert Middle School (middle) — Duval County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DEMETER PROPERTIES INC · Heidi Arnold. MLS #TB8548836.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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