102 CAMBRIDGE TRAIL UNIT 220, SUN CITY CENTER, FL, 33573
Active4 days on marketListed Sep 16, 2026MLS #TB8548927
About this home
102 CAMBRIDGE TRAIL UNIT 220
THIS is the Cambridge condo buyers have been waiting for! This immaculate corner-unit residence was comprehensively renovated in 2023 and stands apart with its exceptional condition, thoughtful upgrades, and distinctive updated mid-century modern flair. The bright, open living and dining area flows beautifully into a completely redesigned kitchen featuring abundant soft-close cabinetry and drawers, granite countertops, a stylish tile backsplash, stainless-steel appliances, recessed lighting, and a convenient breakfast bar. Newer PGT impact windows, new luxury vinyl plank flooring runs throughout the home, complemented by fresh interior paint, updated lighting, ceiling fans, baseboards, and beautiful contemporary window treatments throughout. Both bathrooms were completely renovated with striking finishes, including spacious tiled walk-in showers, frameless glass, rainfall-style showerheads, built-in niches, updated vanities, fixtures, and lighting. The generous primary bedroom offers a walk-in closet, while the second bedroom is currently arranged as an impressive creative studio, providing outstanding flexibility for guests, hobbies, or a home office. For added comfort and peace of mind, hurricane-rated windows have been installed throughout, including the enclosed rear porch and are enhanced by attractive, thoughtfully selected window coverings that provide both privacy and light control. This light-filled bonus space overlooks peaceful green space and offers a relaxing place to enjoy the view, along with a convenient laundry area. Meticulously maintained, beautifully organized, and presented in truly pristine condition, this is not simply an updated condo, it is a thoughtfully finished home where the work has already been done. Kings Point is one of the areas premier 55+ communities, celebrated for its active, resort-style lifestyle, extensive recreational and social opportunities, and convenient Sun City Center location. Cable, internet, water, pest control, roof repair/replacement, exterior painting and landscaping all included with your monthly fee. With an assigned covered carport and easy access to the North Clubhouse, this exceptional condo delivers style, comfort, convenience, and remarkable value in one impressive package. Schedule your private showing before this one is gone! ** ESA or Service Animals approved with the completed "Request for Association Approval of Service or Support Animal Application"**
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.02 ac
Lot size
1973
Year built
One
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,704 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,704/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.8%
$/sqft vs Sun City Center actives
$135 vs $160
Days on market
4 vs 58 typical
Where $135/sqft sits among the 308 Sun City Center actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kings Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
Kings Point — neighborhood snapshot
Population
7,309
Median age
75
Median income
$55,306
Median home value
$195,891
Avg household
2
Households w/ children
22%
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sun City Center market
$255K → $260K
Sun City Center median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
177 of 308
Sun City Center actives have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 CAMBRIDGE TRAIL UNIT 220
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$99,400
102 CAMBRIDGE TRAIL UNIT 229 · same community
2 bd · 2 ba · 960 sqft · $104/sqft · 224 DOM
Sold · Feb ’26$92,000
102 CAMBRIDGE TRAIL UNIT 217 · same community
2 bd · 2 ba · 960 sqft · $96/sqft · 51 DOM
Sold · Oct ’25$80,000
102 CAMBRIDGE TRAIL UNIT 225 · same community
2 bd · 2 ba · 960 sqft · $83/sqft · 259 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 102 CAMBRIDGE TRAIL UNIT 220 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 CAMBRIDGE TRAIL UNIT 220 — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
102 CAMBRIDGE TRAIL UNIT 220 FAQs
What would the monthly payment be for 102 CAMBRIDGE TRAIL UNIT 220?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,704/mo — principal and interest, the actual property-tax bill, the $677/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 102 CAMBRIDGE TRAIL UNIT 220?+
The association fee works out to $677 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 102 CAMBRIDGE TRAIL UNIT 220?+
The most recent tax bill on record (2025) was $533. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 102 CAMBRIDGE TRAIL UNIT 220?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $129,900, this home is listed about 52% below the Sun City Center median of $269,900. The market section on this page shows how the area is trending.
Which schools are assigned to 102 CAMBRIDGE TRAIL UNIT 220?+
Cypress Creek Elementary School (elementary), Shields Middle School (middle), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SUN CITY CENTER 33573 market on paper
$129,900 is 48% below the SUN CITY CENTER 33573 median of $249,900, and at $135/sqft it sits under the Sun City Center average of $161.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $677/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 4 days on market in a Sun City Center market that averages 58 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SUNCOAST ELITE REALTY, INC. · Michaelene Tracey. MLS #TB8548927.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sun City Center homes, in your inbox
Like 102 CAMBRIDGE TRAIL UNIT 220 but not quite? A daily digest of every new listing in Sun City Center — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Elizabeth to ping you on any price or status change →