CENTURY 21 Edge
$399,999$415,0003 bd2 ba1,232 sqft$325 /sqft≈$3,176 /mo all-in ↓

3902 N SUWANEE AVENUE, TAMPA, FL, 33603

Active27 days on marketListed Sep 16, 2026MLS #TB8548971

✦ Priced 3% below the TAMPA 33603 median✦ Reduced $15KSingle Family ResidenceGOODS ADD TO TAMPA

About this home

3902 N SUWANEE AVENUE

Welcome home to 3902 North Suwanee Avenue, a beautifully renovated bungalow located in the heart of Tampa’s storied Tampa Heights neighborhood.Enjoy historic charm and modern convenience, this 1,232 sq ft home offers an exceptional living experience near the downtown action. Built in 1910, this single-story residence has been completely revitalized to retain its classic bungalow and Craftsman style — while boasting full-scale, high-end renovations completed in 2024. Vaulted and higher ceilings vary throughout with Stainless steel appliances and a new Samsung AI powered large washer/dryer combo included. Parallel street parking pad in front! This home is situated on a 6,666 sq ft corner lot that’s fully encompassed with large PVC privacy fencing and beautiful, tropical landscaping. The perfectly situated back deck and wrap around yard offers endless possibilities for customization and entertaining. Room for boat or RV storage. Previous owner used home as weekend Airbnb for less than one year that produced 40 reviews and a favorable 4.98 star rating! The location is central to many large scale investments and developments in the Tampa Heights and Ybor area. Being located adjacent to Tampa’s robust $800 million, 35 acre Robles Park redevelopment, this area is going to see a new community hub that features mixed-use apartments, condos, market-rate townhomes, trails, a grocery store, and educational/health resources. Numerous activities include: 1.5 miles to a brand new Publix , 1.7 miles to Armature Works and Riverwalk, 2.5 miles to Downtown Tampa, 2.5 miles to Historic Ybor City, 3.3 miles to Channelside/Benchmark Arena, 3.4 miles to Raymond James Stadium 9.4 miles to Tampa International Airport. If you want to have a move-in ready home and be a part of a beautiful and growing city, here's your chance. Buyer/Buyer’s Agent to verify any and all pertinent information.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,232

Sqft

0.15 ac

Lot size

1910

Year built

One

Levels

$325

Per sqft

Fireplace

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Stone Counters · Thermostat
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
FacesEast
ExteriorLighting · Private Entrance · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$5,809/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Available · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,176 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$484
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$3,176/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$484
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$312KedgeAI estimate $355,978 · range $325K–$375K$416K

vs edgeAI estimate

+12.4%

$/sqft vs Tampa actives

$325 vs $289

Days on market

27 vs 64 typical

Where $325/sqft sits among the 400 Tampa actives

242
95 · this home
22
10
6
25
$151–321$321–490$490–659$659–829$829–998$998+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa Heights

Drive times from this address

Downtown Tampa≈ 5 min
Tampa Int’l Airport (TPA)≈ 16 min
Walt Disney World≈ 70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Tampa Heights — neighborhood snapshot

Population

7,452

Median age

34

Median income

$48,803

Median home value

$428,395

Avg household

3

Households w/ children

812

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
ElementaryGraham Elementary School★★★★★
MiddleStewart Middle Magnet School★★★★★
HighHillsborough High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

221 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the TAMPA 33603 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,999 ▼ $15K
Sep 16, 2026Listed at $415,000 · 27 days on market since
1910Built · GOODS ADD TO TAMPA

Reality check

What actually sold near 3902 N SUWANEE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3902 N SUWANEE AVENUESold · Feb ’26

$391,000

3902 N SUWANEE AVENUE · same community

3 bd · 2 ba · 1,232 sqft · $317/sqft · 67 DOM

207 E DR MARTIN LUTHER KING JR BOULEVARDSold · Jul ’26

$300,000

207 E DR MARTIN LUTHER KING JR BOULEVARD · same community

2 bd · 1 ba · 1,197 sqft · $251/sqft · 0 DOM

409 E SELMA AVENUESold · Oct ’25

$763,000

409 E SELMA AVENUE · same community

4 bd · 4.5 ba · 2,599 sqft · $294/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3902 N SUWANEE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3902 N SUWANEE AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3902 N SUWANEE AVENUE FAQs

What would the monthly payment be for 3902 N SUWANEE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,176/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3902 N SUWANEE AVENUE?+

The most recent tax bill on record (2025) was $5,809. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $399,999, this home is listed about 8% below the Tampa median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3902 N SUWANEE AVENUE?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Graham Elementary School (elementary), Stewart Middle Magnet School (middle), Hillsborough High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALNET FLORIDA REAL ESTATE · Freddie Langiotti. MLS #TB8548971.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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