621 E MYRTLE STREET, LAKELAND, FL, 33801
Active38 days on marketListed Sep 16, 2026MLS #TB8549212
About this home
621 E MYRTLE STREET
?? ONE MONTH FREE RENT WITH A 12-MONTH LEASE! ?? PET FRIENDLY! ?? Cozy, Freshly Updated 2 Bedroom Cottage Minutes from Downtown Lakeland Charming, affordable, and just updated, this cottage is a must-see! ?? Wood-look flooring runs throughout the home, so it looks great and makes cleanup a breeze. ?? Plenty of windows fill every room with natural light ??, giving the whole home a warm, cheerful feel. The laundry room sits just off the carport ?? with plenty of room for a full-size washer and dryer ??, so unloading groceries and doing laundry is quick and easy. Love being close to the action? You're just minutes from downtown Lakeland's restaurants, shops, coffee spots, and Lake Mirror. ?? And bring your furry family members, because pets are welcome! ???? THE HIGHLIGHTS: ? 2 bedrooms / 1 bathroom ? Freshly updated ? Wood-look flooring throughout ? Lots of natural light ? Carport ? Laundry room with full-size W/D hookups ? Minutes from downtown Lakeland ? Pet friendly ? ONE MONTH FREE with a 12-month lease! ?? Updated, affordable, close to downtown, AND a free month? This one won't last! Call to schedule your showing today.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
728
Sqft
0.06 ac
Lot size
1925
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$169 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$2 vs $193
Days on market
38 vs 62 typical
Where $2/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Parker Street
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Parker Street — neighborhood snapshot
Population
1,654
Median age
38
Median income
$32,989
Median home value
$171,751
Avg household
2
Households w/ children
112
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
215 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 621 E MYRTLE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$275,000
706 GILMORE AVENUE · same community
4 bd · 2 ba · 1,554 sqft · $177/sqft · 47 DOM
Sold · Aug ’26$225,000
1032 E PALMETTO STREET E
2 bd · 1 ba · 812 sqft · $277/sqft · 19 DOM
Sold · Oct ’25$195,000
911 S MISSOURI AVENUE
2 bd · 1 ba · 827 sqft · $236/sqft · 150 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 621 E MYRTLE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 621 E MYRTLE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
621 E MYRTLE STREET FAQs
What would the monthly payment be for 621 E MYRTLE STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 621 E MYRTLE STREET?+
The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $1,149, this home is listed about 100% below the Lakeland median of $331,000. The market section on this page shows how the area is trending.
Which schools are assigned to 621 E MYRTLE STREET?+
Lakeland Senior High School (high), Crystal Lake Middle School (middle), Valleyview Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33801 market on paper
$1,149 is 100% below the LAKELAND 33801 median of $239,900, and at $2/sqft it sits under the Lakeland average of $202.
02Strong assigned schools
Lakeland Senior High School, Crystal Lake Middle School, Valleyview Elementary School — Valleyview Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $1,175, now $1,149 — a $26 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PALM LEAF PROPERTY MANAGEMENT · Jordan Clark. MLS #TB8549212.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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