746 38TH AVENUE S, ST PETERSBURG, FL, 33705
Active22 days on marketListed Sep 21, 2026MLS #TB8549373
About this home
746 38TH AVENUE S
Welcome to this beautifully renovated St. Petersburg residence situated on a spacious corner lot! Featuring a fully fenced-in yard, this move-in-ready home offers the perfect blend of modern style, privacy, and outdoor living space. Step inside to an open-concept layout filled with abundant natural light, highlighting pristine light-oak luxury vinyl plank flooring, neutral designer paint, and a striking slat-wall accent entry. The fully updated kitchen features crisp white shaker cabinetry, elegant quartz countertops, a stylish geometric tile backsplash, and a full suite of stainless steel appliances. Adjacent to the kitchen, the dedicated dining area showcases a sleek modern ring chandelier Relax in the primary bedroom featuring a custom board-and-batten feature wall and direct access to a bonus sunroom complete with rich wood-plank ceiling details. Outside, enjoy an attached two-car garage and a long driveway for ample parking. Unbeatable location just moments from Lake Maggiore, the Intracoastal Waterway, vibrant Downtown St. Pete, Gulf beaches, local parks, and I-275 for an effortless commute. Disclosure: Listing Agent holds an active Florida real estate license and has a direct/indirect ownership interest in the selling entity.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,301
Sqft
0.13 ac
Lot size
2
Garage
1949
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,305 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,305/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.9%
$/sqft vs St Petersburg actives
$254 vs $314
Days on market
22 vs 71 typical
Where $254/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Maggiore
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Lake Maggiore — neighborhood snapshot
Population
1,726
Median age
44
Median income
$72,913
Median home value
$186,714
Avg household
2
Households w/ children
142
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
251 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 746 38TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$203,000
746 38TH AVENUE S · same community
2 bd · 1 ba · 1,301 sqft · $156/sqft · 22 DOM
Sold · Dec ’25$332,500
2903 BELUGA STREET · same community
3 bd · 2 ba · 1,536 sqft · $216/sqft · 51 DOM
Sold · May ’26$440,000
423 PHILLIPS CREEK LANE · same community
3 bd · 2 ba · 1,714 sqft · $257/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 746 38TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 746 38TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
746 38TH AVENUE S FAQs
What would the monthly payment be for 746 38TH AVENUE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,305/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 746 38TH AVENUE S?+
The most recent tax bill on record (2025) was $683. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 746 38TH AVENUE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $329,900, this home is listed about 21% below the St Petersburg median of $419,950. The market section on this page shows how the area is trending.
Which schools are assigned to 746 38TH AVENUE S?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Shane Beniek. MLS #TB8549373.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 746 38TH AVENUE S but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →