CENTURY 21 Edge
$1,450,0003 bd3 ba2,100 sqft$690 /sqft≈$9,468 /mo all-in ↓

1100 PINELLAS BAYWAY S UNIT I4, TIERRA VERDE, FL, 33715

Active6 days on marketListed Sep 23, 2026MLS #TB8549561

WaterfrontCondominiumSTERLING ON THE GULF CONDO

About this home

1100 PINELLAS BAYWAY S UNIT I4

Experience elevated waterfront living from this beautifully remodeled penthouse residence at Sterling on the Gulf in Tierra Verde, Florida. Spanning approximately 2,100 square feet, this top-floor, three-bedroom, three-bath condominium combines an exceptional waterfront setting, a thoughtfully designed floor plan and a refined coastal aesthetic. Beautifully updated throughout in an upscale coastal palette, the residence offers generous living and entertaining spaces that flow effortlessly to an expansive waterfront balcony overlooking the Gulf and Tierra Verde Grand Canal. The open floor plan features hurricane rated windows and doors, a cozy fireplace, low maintenance wide plank LVT flooring, a stylish new kitchen with contrasting blue island complete with gorgeous quartz countertops. Enjoy sweeping water views, passing boats and spectacular Florida sunsets from your own private outdoor retreat. The well-designed floor plan is particularly suited for multigenerational living or hosting extended family and guests, with three spacious bedrooms and three full baths (all newly remodeled). The third bedroom offers the added convenience of a separate private entrance, as well as an office space/living area creating wonderful flexibility for guests, family members, a home office or a more private suite. For boating enthusiasts, this exceptional property includes a large deeded boat slip (approximately 45X18) with lift, placing the waterways of Tampa Bay and the Gulf within easy reach. Additional features include a private one-car garage with epoxy flooring, a temperature controlled cabana room, covered parking and a screened poolside room, providing valuable additional space for storing boating gear, beach equipment and everything that accompanies the Tierra Verde lifestyle. An elevator provides convenient access to all levels, and the community is also pet-friendly. Sterling on the Gulf offers the relaxed atmosphere of an intimate waterfront community in one of Tierra Verde’s most desirable settings. Step outside and enjoy nearby restaurants, waterfront destinations and access to the beach just steps away, or spend the day boating, fishing and exploring the surrounding waterways. Tierra Verde is celebrated for its distinctive island lifestyle, with marinas, boating, dining and some of the area's most beautiful natural surroundings. Just beyond the island lies Fort De Soto Park, while the Pinellas Bayway provides convenient access to St. Pete Beach, downtown St. Petersburg and I-275. A rare opportunity to enjoy penthouse living, exceptional space, a deeded boat slip and the quintessential Tierra Verde waterfront lifestyle—all in one remarkable residence.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,100

Sqft

0 ac

Lot size

1

Garage

1983

Year built

One

Levels

$690

Per sqft

WaterfrontFireplaceWater viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionConcrete
FoundationSlab
ViewWater
FacesEast
ParkingTandem
ExteriorBalcony · Lighting · Sliding Doors

Community & fees

Taxes (2025)$11,284/yr
PetsSize Limit, Yes
CommunityGulf/Ocean Front · Water Access · Waterfront · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Irrigation-Reclaimed Water · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,468 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,824
PMI (est., until 20% equity)$544
Property tax — 2025 actual bill$940
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $145,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $145,000
Interest rate6.00%
Loan term

Estimated payment

$9,468/mo

Principal & interest$7,824
PMI (est., until 20% equity)$544
Property taxes (actual bill)$940
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$804KedgeAI estimate $930,970 · range $838K–$1.0M$1.5M

vs edgeAI estimate

+55.8%

$/sqft vs Tierra Verde actives

$690 vs $451

Days on market

6 vs 95 typical

Where $690/sqft sits among the 71 Tierra Verde actives

31
24
3 · this home
6
1
6
$242–431$431–621$621–810$810–999$999–1189$1189+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tierra Verde

Drive times from this address

Tampa Int’l Airport (TPA)≈ 39 min
Downtown Tampa≈ 40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tierra Verde. See the full Tierra Verde guide →

TIERRA VERDE 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tierra Verde market

Seller’s marketLeans buyer — 10.3 months of inventoryBuyer’s market

$986K → $1.0M

Tierra Verde median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

38 of 71

Tierra Verde actives have cut their price

Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 407% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →

Paper trail

This home's history

Sep 23, 2026Listed at $1,450,000 · 6 days on market since
1983Built · STERLING ON THE GULF CONDO

Reality check

What actually sold near 1100 PINELLAS BAYWAY S UNIT I4

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

842 2ND AVENUE SSold · Apr ’26

$1,160,000

842 2ND AVENUE S

4 bd · 3.5 ba · 2,103 sqft · $552/sqft · 73 DOM

1110 2ND AVENUE SSold · Sep ’25

$949,000

1110 2ND AVENUE S

3 bd · 2 ba · 2,126 sqft · $446/sqft · 27 DOM

630 PINTA DRIVESold · Apr ’26

$565,000

630 PINTA DRIVE

3 bd · 2 ba · 2,071 sqft · $273/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 1100 PINELLAS BAYWAY S UNIT I4 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1100 PINELLAS BAYWAY S UNIT I4 — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1100 PINELLAS BAYWAY S UNIT I4 FAQs

What would the monthly payment be for 1100 PINELLAS BAYWAY S UNIT I4?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,468/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1100 PINELLAS BAYWAY S UNIT I4?+

The most recent tax bill on record (2025) was $11,284. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1100 PINELLAS BAYWAY S UNIT I4?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tierra Verde?+

At $1,450,000, this home is listed about 59% above the Tierra Verde median of $914,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1100 PINELLAS BAYWAY S UNIT I4?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,450,000 runs 407% above the TIERRA VERDE 33715 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 6 days on market in a Tierra Verde market that averages 95 — if it fits, move quickly.

Listing courtesy of COMPASS FLORIDA LLC · Tammy Campbell McNelis PA. MLS #TB8549561.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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