406 10TH AVENUE NE, ST PETERSBURG, FL, 33701
Active19 days on marketListed Oct 2, 2026MLS #TB8549659
About this home
406 10TH AVENUE NE
A rare opportunity in Historic Old Northeast offering the character, location and flexibility that are increasingly hard to find. Situated on a charming brick-paved street just minutes from Downtown St. Petersburg and the waterfront, this 1920s property offers multiple possibilities for its next owner. The main residence is currently configured as two separate one-bedroom living spaces, with an additional one-bedroom apartment above the detached two-car garage. An owner could live in one portion of the main residence while retaining the other spaces for rental income or extended family, or explore combining the two living spaces and returning the main residence to a single-family home while retaining the garage apartment for additional income, guests or extended family. The property has seen a number of improvements over the years, including a roof replacement in 2018, updated electrical panels, central A/C, renovated kitchens, refinished original hardwood floors, brick-paver outdoor areas and vinyl fencing. Each living space has its own outdoor patio area and dedicated off-street parking—a particularly valuable feature in Old Northeast. With its original character, flexible layout and outstanding location close to Downtown St. Petersburg, waterfront parks, restaurants and everything Old Northeast is known for, this is a property with plenty of possibilities for someone looking to make it their own.
Facts & features
The home at a glance
3
Bedrooms
4
Bathrooms
1,374
Sqft
0.09 ac
Lot size
2
Garage
1920
Year built
One
Levels
$651
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,259 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,259/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.3%
$/sqft vs St Petersburg actives
$651 vs $323
Days on market
19 vs 66 typical
Where $651/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Historic Old Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Historic Old Northeast — neighborhood snapshot
Population
6,785
Median age
52
Median income
$89,071
Median home value
$707,667
Avg household
2
Households w/ children
502
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
233 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 406 10TH AVENUE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$997,000
516 13TH AVENUE NE · same community
3 bd · 3 ba · 1,780 sqft · $560/sqft · 2 DOM
Sold · Sep ’26$1,450,000
566 13TH AVENUE NE · same community
3 bd · 3 ba · 1,780 sqft · $815/sqft · 0 DOM
Sold · Feb ’26$1,000,000
421 11TH AVENUE NE · same community
5 bd · 5.5 ba · 2,673 sqft · $374/sqft · 124 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 406 10TH AVENUE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 406 10TH AVENUE NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
406 10TH AVENUE NE FAQs
What would the monthly payment be for 406 10TH AVENUE NE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,259/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 406 10TH AVENUE NE?+
The most recent tax bill on record (2025) was $13,575. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $895,000, this home is listed about 111% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 406 10TH AVENUE NE?+
North Shore Elementary School (elementary), St. Petersburg High School (high), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Terry Costello, LLC. MLS #TB8549659.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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