4428 TERRY LOOP, NEW PORT RICHEY, FL, 34652
Active5 days on marketListed Sep 17, 2026MLS #TB8549703
About this home
4428 TERRY LOOP
Opportunity awaits at 4428 Terry Loop in New Port Richey! This 2-bedroom, 2-bath home offers 1,063 square feet of comfortable living space with a functional layout and generous living areas. The home is move-in ready and can be enjoyed as-is, while also offering plenty of opportunity for a new owner to make updates and add their own personal style over time. The outdoor space provides plenty of room for pets, entertaining, gardening, or simply relaxing and enjoying the Florida sunshine. Whether you're looking for a primary residence, seasonal home, or investment property, this home offers flexibility and great potential. Conveniently located near shopping, restaurants, parks, schools, medical facilities, and the beautiful Gulf Coast beaches, this property offers an excellent combination of location, value, and opportunity. Move right in and make improvements at your own pace, or bring your vision and transform it into something truly special!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,060
Sqft
0.14 ac
Lot size
2
Garage
1969
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,323 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,323/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.5%
$/sqft vs New Port Richey actives
$165 vs $198
Days on market
5 vs 55 typical
Where $165/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
266 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the New Port Richey median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4428 TERRY LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$142,000
4453 TERRY LOOP · same community
3 bd · 2 ba · 1,416 sqft · $100/sqft · 3 DOM
Sold · Sep ’26$224,000
3243 BAYPORT DRIVE
2 bd · 1.5 ba · 1,056 sqft · $212/sqft · 18 DOM
Sold · Jun ’26$219,900
4201 BEACON SQUARE DRIVE
2 bd · 1.5 ba · 1,064 sqft · $207/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4428 TERRY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4428 TERRY LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4428 TERRY LOOP FAQs
What would the monthly payment be for 4428 TERRY LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,323/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4428 TERRY LOOP?+
The most recent tax bill on record (2025) was $664. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Port Richey?+
At $175,000, this home is listed about 39% below the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of WWW.HOMEZU.COM · Jason Saphire. MLS #TB8549703.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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