19531 DEER LAKE ROAD, LUTZ, FL, 33548
Active4 days on marketListed Sep 17, 2026MLS #TB8549805
About this home
19531 DEER LAKE ROAD
MOVE-IN READY LUXURY ON .84 ACRES WITH A SERENE WOODED BACKDROP! Discover the perfect blend of country charm, privacy, and modern convenience in this beautifully maintained 3429 sq ft, 5-bedroom, 3-bathroom home with a spacious bonus room, nestled on an expansive .84-acre lot in sought-after Lutz. Surrounded by mature trees and beautifully manicured garden beds, this property offers a peaceful setting while remaining conveniently located near everyday amenities. This impressive single-story home offers a thoughtfully designed floor plan with plenty of space for comfortable living and entertaining. The versatile 5th bedroom provides exceptional flexibility and could also serve as an oversized laundry room, mudroom, home gym, office, or hobby space to suit your lifestyle. The additional bonus room offers even more room for a media area, playroom, game room, or private retreat. Step inside and enjoy an inviting interior filled with natural light and an easy-flowing layout. The spacious living areas provide plenty of room for gatherings, while the well-appointed kitchen offers a functional space for preparing meals and entertaining. The generous lot provides an incredible sense of privacy and creates the perfect backdrop for enjoying the outdoors. Whether you're relaxing with your morning coffee, entertaining friends and family, or simply enjoying the peaceful surroundings, the expansive property offers plenty of room to spread out and make the most of Florida living. Mature landscaping and the wooded backdrop create a tranquil atmosphere that is difficult to find while still being close to the conveniences of Lutz. With 5 bedrooms, 3 full bathrooms, a bonus room, flexible additional space, and nearly an acre of land, this home provides the versatility today's buyers are looking for. The combination of spacious living areas, a peaceful setting, and convenient Lutz location makes this property must-see. Don't miss the opportunity to own this exceptional Lutz property with room to live, work, entertain, and enjoy the outdoors. Schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,429
Sqft
0.84 ac
Lot size
2
Garage
1971
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,868 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,868/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2%
$/sqft vs UNPLATTED
$201 vs $314
Days on market
4 vs 48 typical
Where $201/sqft sits among the 156 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33548 — neighborhood snapshot
Population
8,678
Median age
40.7
Median income
$124,548
Median home value
$523,000
Avg household
2.92
Households w/ children
1,094
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $528K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
93 of 156
UNPLATTED have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the LUTZ 33548 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 19531 DEER LAKE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$640,000
6201 BOB HEAD ROAD · same community
4 bd · 2.5 ba · 3,741 sqft · $171/sqft · 102 DOM
Sold · Dec ’25$1,450,000
908 PELOTE CEMETERY ROAD · same community
6 bd · 4.5 ba · 3,982 sqft · $364/sqft · 10 DOM
Sold · Dec ’25$1,185,000
8903 DONNA LU DRIVE · same community
3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 19531 DEER LAKE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19531 DEER LAKE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19531 DEER LAKE ROAD FAQs
What would the monthly payment be for 19531 DEER LAKE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,868/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19531 DEER LAKE ROAD?+
The most recent tax bill on record (2025) was $8,715. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19531 DEER LAKE ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $689,900, this home is listed about 45% above the Lutz median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19531 DEER LAKE ROAD?+
Buchanan Middle School (middle), Lutz K-8 School (elementary), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Richard Solkin, PA. MLS #TB8549805.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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