908 HARBOUR BAY DRIVE, TAMPA, FL, 33602
Active12 days on marketListed Oct 1, 2026MLS #TB8549845
About this home
908 HARBOUR BAY DRIVE
A Harbour Island townhome with the style and feel of a single-family home and the convenience of exterior maintenance and community services handled. Built by Bayfair, this home is set within a guard-gated community, where its classic brick facade, traditional architecture, welcoming covered entry, and crisp white trim create timeless curb appeal. An inviting entry foyer opens to interiors filled with natural light from expansive windows, complemented by plantation shutters. Beautiful built-ins add character to the living room, while separate living and dining rooms offer space to gather and entertain. The kitchen opens to the family room, creating a comfortable setting for everyday living, and features natural gas cooking, a Bosch appliance suite, marble countertops, updated cabinetry. Beautifully refinished oak hardwood floors downstairs and an updated half bath further enhance the home. The primary bathroom features a soaking tub, separate shower, and double vanities, while a Jack-and-Jill bathroom connects the second and third bedrooms. A dedicated laundry room adds everyday convenience. Outside, a raised paver patio with privacy fencing extends the living space, while a two-car attached garage and abundant guest parking make hosting and daily living easy. The home has two HVAC systems, including a downstairs Carrier system installed in May 2023 that is still under warranty, with coverage transferable to the buyer. Community amenities include a community pool, neighborhood park and greenbelt for walking or jogging, plus a marina with boat slips available for separate purchase when offered for sale. Life Time Harbour Island is within walking distance. Just minutes from Benchmark International Arena, Sparkman Wharf, Water Street, the Riverwalk, museums, dining, and the arts, this Harbour Island townhome brings together residential calm, walkable urban access, and island living in the heart of the city.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,357
Sqft
0.06 ac
Lot size
2
Garage
2001
Year built
Two
Levels
$445
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,205 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,205/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1%
$/sqft vs Tampa actives
$445 vs $289
Days on market
12 vs 64 typical
Where $445/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbour Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Harbour Island — neighborhood snapshot
Population
4,423
Median age
37
Median income
$146,297
Median home value
$516,867
Avg household
2
Households w/ children
316
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
223 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 908 HARBOUR BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,200,000
493 LUCERNE AVENUE
3 bd · 3 ba · 2,299 sqft · $522/sqft · 128 DOM
Sold · Feb ’26$1,100,000
503 SEVERN AVENUE
3 bd · 2.5 ba · 2,284 sqft · $482/sqft · 124 DOM
Sold · May ’26$1,560,000
167 BARBADOS AVENUE
3 bd · 3 ba · 2,600 sqft · $600/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 908 HARBOUR BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 908 HARBOUR BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
908 HARBOUR BAY DRIVE FAQs
What would the monthly payment be for 908 HARBOUR BAY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,205/mo — principal and interest, the actual property-tax bill, the $1,263/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 908 HARBOUR BAY DRIVE?+
The association fee works out to $1,263 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 908 HARBOUR BAY DRIVE?+
The most recent tax bill on record (2025) was $8,669. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 908 HARBOUR BAY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,050,000, this home is listed about 141% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 908 HARBOUR BAY DRIVE?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,050,000 runs 50% above the TAMPA 33602 median — but at 2,357 sqft it's also 50% larger than the typical Tampa listing.
02Know the monthly fee
The association fee is $1,263/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Jennifer Schipper. MLS #TB8549845.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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