CENTURY 21 Edge

3132 13TH AVENUE N, ST PETERSBURG, FL, 33713

Active11 days on marketListed Sep 18, 2026MLS #TB8549963

✦ Priced 46% below the ST PETERSBURG 33713 medianFLORAL VILLA ESTATES

About this home

3132 13TH AVENUE N

Build-ready opportunity in St. Petersburg with plans and approval already in place! This 6,500 SF lot is being offered with plans for a beautiful two-story, 3-bedroom, 2.5-bath single-family home featuring approximately 2,445 SF of living area and 2,831 SF under roof. The thoughtfully designed floor plan offers an open main living area with a spacious kitchen, dining area, living room, pantry, mudroom and convenient powder bath, along with a covered front porch and generous rear lanai. Upstairs features a private owner’s suite with ensuite bath and walk-in closet, two additional bedrooms, a second full bath, laundry room and loft space. The plans also include a 484 SF accessory structure, providing additional flexibility for storage, workspace or future use. Exterior plans call for a mix of smooth horizontal Hardie siding, stucco accents, covered porches and a shingle roof for a classic coastal-inspired look. Located in the City of St. Petersburg, this is an excellent opportunity to purchase a lot with the design work and approvals already in place and move forward with construction of a new home. Buyer to verify all plans, dimensions, approvals, construction requirements and intended uses with the appropriate authorities.

Facts & features

The home at a glance

0.15 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

Taxes (2025)$779/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,649 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property tax — 2025 actual bill$65
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,875
Interest rate6.00%
Loan term

Estimated payment

$1,649/mo

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property taxes (actual bill)$65
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside North Kenwood

Drive times from this address

Downtown Tampa≈ 26 min
Tampa Int’l Airport (TPA)≈ 26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

North Kenwood — neighborhood snapshot

Population

2,606

Median age

43

Median income

$68,755

Median home value

$308,271

Avg household

2

Households w/ children

256

For the school run

Pinellas County School District

HighSt. Petersburg High School★★★★★
ElementaryWoodlawn Elementary School★★★★★
MiddleJohn Hopkins Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% below the ST PETERSBURG 33713 median. See the full St Petersburg market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $225,000 · 11 days on market since

Reality check

What actually sold near 3132 13TH AVENUE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2847 10TH AVENUE NSold · Apr ’26

$177,000

2847 10TH AVENUE N · same community

2 bd · 1 ba · 744 sqft · $238/sqft · 14 DOM

2847 10TH AVENUE NSold · Jul ’26

$340,000

2847 10TH AVENUE N · same community

2 bd · 1 ba · 744 sqft · $457/sqft · 21 DOM

2847 10TH AVENUE NSold · Apr ’26

$210,000

2847 10TH AVENUE N · same community

2 bd · 1 ba · 744 sqft · $282/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 3132 13TH AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3132 13TH AVENUE N — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3132 13TH AVENUE N FAQs

What would the monthly payment be for 3132 13TH AVENUE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,649/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3132 13TH AVENUE N?+

The most recent tax bill on record (2025) was $779. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3132 13TH AVENUE N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $225,000, this home is listed about 46% below the St Petersburg median of $415,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3132 13TH AVENUE N?+

St. Petersburg High School (high), Woodlawn Elementary School (elementary), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of JAY ALAN REAL ESTATE · John Creamer. MLS #TB8549963.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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