2150 43RD TERRACE N, ST PETERSBURG, FL, 33714
Active29 days on marketListed Sep 22, 2026MLS #TB8550296
About this home
2150 43RD TERRACE N
NON-FLOOD ZONE! Indulge in this new build 2024 energy-efficient luxury home, where modern sophistication meets effortless comfort on a pristine lot. 3 Bedrooms,2 Baths, 1778 heated sqft. Very low insurance costs make this home a dream come true for conscientious buyers. An open-concept design bathes every room in natural light, with premium finishes and high ceilings. The gourmet chef’s kitchen gleams with quartz countertops, an expansive island, custom cabinetry and spacious pantry, Kitchen, dining area and living room flow seamlessly together. Perfect space for entertaining Family and Friends. Luxury vinyl plank throughout. The primary suite is a spa-like retreat with dual vanities, an oversized walk-in shower, and an expansive walk-in closet with built-in organizers. Secondary bedrooms offer generous proportions and stylish ensuites. Outside, enjoy a private, low-maintenance yard with an elegant entertaining area. Smart-home integration, programmable thermostat, video doorbell, and enhanced security deliver convenience and peace of mind, complemented by high-performance insulation, Low-E double-pane windows, a top-tier HVAC system, energy-efficient water heating, and LED lighting for ongoing utility savings. Built in 2024 with manufacturer warranties on major systems and appliances, this residence sits in a prime, walkable neighborhood near top schools, parks, shops, and commuter routes. Dont miss out; make your appointment today to see this custom-built home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,778
Sqft
0.09 ac
Lot size
2024
Year built
One
Levels
$309
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,032 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,032/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.8%
$/sqft vs St Petersburg actives
$309 vs $324
Days on market
29 vs 66 typical
Where $309/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harris Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Harris Park — neighborhood snapshot
Population
2,951
Median age
42
Median income
$79,856
Median home value
$249,401
Avg household
3
Households w/ children
297
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
231 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 175% above the ST PETERSBURG 33714 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2150 43RD TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
4213 22ND STREET N · same community
3 bd · 2 ba · 1,142 sqft · $254/sqft · 55 DOM
Sold · Sep ’26$268,500
2120 43RD TERRACE N · same community
2 bd · 1 ba · 672 sqft · $400/sqft · 37 DOM
Sold · May ’26$925,000
2318 WOODLAWN CIRCLE E
3 bd · 2 ba · 1,742 sqft · $531/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2150 43RD TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2150 43RD TERRACE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2150 43RD TERRACE N FAQs
What would the monthly payment be for 2150 43RD TERRACE N?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $5,032/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2150 43RD TERRACE N?+
The most recent tax bill on record (2025) was $10,236. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $549,900, this home is listed about 30% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2150 43RD TERRACE N?+
John M. Sexton Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Helle Hartley. MLS #TB8550296.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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