15265 NW 46TH LANE, CHIEFLAND, FL, 32626
Active21 days on marketListed Sep 21, 2026MLS #TB8550494
About this home
15265 NW 46TH LANE
Welcome to your beautifully renovated Suwannee River retreat! Situated directly on the river, this charming 2-bedroom, 2-bathroom home has been updated from top to bottom and is ready for its new owners. Recent improvements include fresh interior and exterior paint, new flooring throughout, beautifully remodeled bathrooms, and a brand-new kitchen featuring quartz countertops. Step outside onto the newly constructed decks and take in the peaceful riverfront views, with direct walk-out access to the Suwannee River. Whether you’re looking for a full-time residence or a weekend getaway, this move-in-ready home offers the perfect opportunity to enjoy Florida’s natural beauty and the laid-back riverfront lifestyle! Owner financing available!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,790
Sqft
0.31 ac
Lot size
1954
Year built
One
Levels
$357
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,248 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,248/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Chiefland actives
$357 vs $205
Days on market
21 vs 71 typical
Where $357/sqft sits among the 40 Chiefland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chiefland
Get to know Chiefland. See the full Chiefland guide →
CHIEFLAND 32626 — neighborhood snapshot
Population
8,994
Median age
46.3
Median income
$49,643
Median home value
$160,900
Avg household
2.43
Households w/ children
898
The numbers that matter
The Chiefland market
$270K → $262K
Chiefland median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
25 of 40
Chiefland actives have cut their price
Median sold price, Chiefland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 246% above the CHIEFLAND 32626 median. See the full Chiefland market guide →
Paper trail
This home's history
Reality check
What actually sold near 15265 NW 46TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$470,000
15471 NW 46TH LANE · same community
2 bd · 2 ba · 1,216 sqft · $387/sqft · 86 DOM
Sold · Mar ’26$330,000
5271 NW COUNTY ROAD 347
3 bd · 2 ba · 1,680 sqft · $196/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15265 NW 46TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15265 NW 46TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15265 NW 46TH LANE FAQs
What would the monthly payment be for 15265 NW 46TH LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,248/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15265 NW 46TH LANE?+
The most recent tax bill on record (2025) was $4,800. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Chiefland?+
At $639,000, this home is listed about 62% above the Chiefland median of $394,999. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$639,000 runs 246% above the CHIEFLAND 32626 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $649,000, now $639,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Stacy White. MLS #TB8550494.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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