CENTURY 21 Edge
$1,150,0004 bd3 ba3,027 sqft$380 /sqft≈$7,893 /mo all-in ↓

580 S FLORIDA AVENUE, TARPON SPRINGS, FL, 34689

Active2 days on marketListed Oct 16, 2026MLS #TB8550499

Private poolSingle Family ResidenceTAMPA & TARPON SPGS LAND CO

Come see it

Upcoming open house

Sun, Oct 18

1:00 PM – 3:00 PM

About this home

580 S FLORIDA AVENUE

This one-of-a-kind sanctuary in historic Tarpon Springs offers a flawless blend of versatility and unmatched outdoor living. Situated within a vibrant golf cart community, the fully fenced 0.74-acre lot features lush landscaping and a beautifully pavered driveway leading to over 3,000 square feet of interior space. High ceilings and an open floor plan enhance the airy, spacious atmosphere, beginning with a warm foyer and formal dining area that open to a grand living room overlooking the pool. The heart of the home is the kitchen equipped with 42-inch wood cabinetry, granite countertops, and stainless steel appliances, seamlessly connected to a cozy den ideal for movie nights or a quiet home office. Designed with privacy in mind, the TRIPLE-SPLIT floorplan provides distinct living quarters for family and guests alike. The primary suite features rich Brazilian Tigerwood flooring, a large walk-in closet, and a spa-like en-suite bath complete with dual vanities, a garden tub, and a separate walk-in shower. Two comfortable guest bedrooms share a tucked-away full bath, while a third bedroom suite at the rear of the home offers direct patio access—making it an ideal setup for an in-law suite or visitor haven. Significant mechanical and structural upgrades add modern peace of mind, including a custom 2018 tile-look metal roof, a whole-house generator, a newer HVAC system, a central vacuum, a built-in sound system, and updated lighting and fans. The crown jewel of this estate is its extraordinary RESORT-STYLE OUTDOOR LIVING SPACE. Screened for year-round comfort, the backyard paradise showcases a PebbleTec pool with a waterfall and spa, fully controllable via smartphone app. The pool is equipped for a volleyball net. Entertain effortlessly in the covered lounge area, complete with overhead fans, TV mounting space, and an impressive outdoor kitchen outfitted with an Ignite grill and refrigerator, a Blaze cooktop, a Big Green Egg smoker, and a granite-topped fire table seating six. Beyond the screened enclosure, discover a serene garden area with pavered path leading to a sitting area within a private, fully fenced lawn. With current power existing to the rear sheds, the expansive yard offers vast potential to add an additional garage, guest casita, or ADU. LOCATED IN ZONE X, seller reports NO water intrusion!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,027

Sqft

0.74 ac

Lot size

3

Garage

2004

Year built

One

Levels

$380

Per sqft

Private poolNegotiable

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Central Vacuum · Eating Space In Kitchen · High Ceilings · Open Floorplan · Split Bedroom · Stone Counters · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesEast
ExteriorIrrigation System · Outdoor Kitchen · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$13,151/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,893 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property tax — 2025 actual bill$1,096
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $115,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $115,000
Interest rate6.00%
Loan term

Estimated payment

$7,893/mo

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property taxes (actual bill)$1,096
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$710KedgeAI estimate $822,158 · range $740K–$904K$1.2M

vs edgeAI estimate

+39.9%

$/sqft vs Tarpon Springs actives

$380 vs $246

Days on market

2 vs 71 typical

Where $380/sqft sits among the 276 Tarpon Springs actives

71
80
52
34
14 · this home
25
$132–192$192–253$253–314$314–375$375–436$436+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Drive times from this address

Tampa Int’l Airport (TPA)≈ 45 min
Downtown Tampa≈ 49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

ElementaryTarpon Springs Elementary School★★★★★
MiddleTarpon Springs Middle School★★★★★
HighTarpon Springs High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$433K → $415K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

154 of 276

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 250% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

Oct 16, 2026Listed at $1,150,000 · 2 days on market since
2004Built · TAMPA & TARPON SPGS LAND CO

Reality check

What actually sold near 580 S FLORIDA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

112 S FLORIDA AVENUESold · Aug ’26

$790,000

112 S FLORIDA AVENUE · same community

4 bd · 3 ba · 2,935 sqft · $269/sqft · 76 DOM

1462 N JASMINE AVENUESold · Aug ’26

$1,248,550

1462 N JASMINE AVENUE · same community

4 bd · 3.5 ba · 2,891 sqft · $432/sqft · 27 DOM

455 PASAJE AVENUESold · Jun ’26

$555,000

455 PASAJE AVENUE · same community

4 bd · 3 ba · 2,310 sqft · $240/sqft · 89 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 580 S FLORIDA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 580 S FLORIDA AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

580 S FLORIDA AVENUE FAQs

What would the monthly payment be for 580 S FLORIDA AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,893/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 580 S FLORIDA AVENUE?+

The most recent tax bill on record (2025) was $13,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tarpon Springs?+

At $1,150,000, this home is listed about 171% above the Tarpon Springs median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 580 S FLORIDA AVENUE?+

Tarpon Springs Elementary School (elementary), Tarpon Springs Middle School (middle), Tarpon Springs High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,150,000 runs 250% above the TARPON SPRINGS 34689 median — but at 3,027 sqft it's also nearly twice the size of the typical Tarpon Springs listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 2 days on market in a Tarpon Springs market that averages 71 — if it fits, move quickly.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Maria Hourdas. MLS #TB8550499.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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580 S FLORIDA AVENUE, TARPON SPRINGS, FL — 4 Bed, 3 Bath — $1,150,000 | CENTURY 21 Edge