CENTURY 21 Edge
$395,8704 bd3.5 ba3,003 sqft$132 /sqft$3,096 /mo all-in ↓

5515 COMPASS ROSE WAY, APOLLO BEACH, FL, 33572

Active0 days on marketListed Sep 21, 2026MLS #TB8550623

Priced 5% below the APOLLO BEACH 33572 medianNew constructionSingle Family ResidenceCOMPASS POINTE

About this home

5515 COMPASS ROSE WAY

Virtually Staged. Under Construction. Introducing the Newcomb at Compass Pointe, an award-winning waterfront community with resort-style amenities and vibrant social activities. This Newcomb spreads 1,760 square feet across two floors, with three bedrooms, two full baths, a powder room, and a two-car garage. On the main level, the kitchen connects directly to the dining and living areas, and a walk-in pantry keeps everything organized without eating into prep space. A private office sits apart from the main living areas, giving focused work time its own room. Upstairs, the primary suite offers a walk-in closet and dual-sink vanity, while two additional bedrooms and a full bath round out the floor. The laundry room sits on the same level as all the bedrooms, so the end-of-day routine stays compact and contained. With GE electric appliances in the kitchen, dinner prep moves efficiently from pantry to cooktop to table. Design selections can still be made for this home. Current pricing reflects base and structural options; pricing may adjust with final Design Collection selection. Your new home features: The covered front porch adds outdoor sitting space at the entry. GE electric appliances are included throughout the kitchen. Homes like this don't stick around for long. Schedule your private tour today and experience it for yourself.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,003

Sqft

0.12 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$132

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding · Stucco
FoundationSlab
FacesNorthwest
ParkingCovered · Driveway
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$78/mo
Taxes (2026)$4,234/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,096 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,330
FHA mortgage insurance (est.)$175
Property tax — 2026 actual bill$353
HOA fee — from the listing$78
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,855Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,855
Interest rate6.00%
Loan term

Estimated payment

$3,096/mo

Principal & interest$2,330
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$353
HOA / condo fee$78
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $396K
$380KedgeAI estimate $604,865 · range $562K$622K$647K

vs edgeAI estimate

−34.6%

Days on market

0 vs 56 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mirabay

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

Mirabay — neighborhood snapshot

Population

2,133

Median age

56

Median income

$98,381

Median home value

$406,778

Avg household

2

Households w/ children

218

For the school run

Hillsborough County School District

ElementaryApollo Beach K-8 School★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$460K$463K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Sep 21, 2026Listed at $395,870 · 0 days on market since
2026Built · COMPASS POINTE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5515 COMPASS ROSE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5515 COMPASS ROSE WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5515 COMPASS ROSE WAY FAQs

What would the monthly payment be for 5515 COMPASS ROSE WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,096/mo — principal and interest, the actual property-tax bill, the $78/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5515 COMPASS ROSE WAY?+

The association fee works out to $78 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5515 COMPASS ROSE WAY?+

The most recent tax bill on record (2026) was $4,234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5515 COMPASS ROSE WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $395,870, this home is listed about 19% below the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5515 COMPASS ROSE WAY?+

Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the APOLLO BEACH 33572 market on paper

$395,870 is 5% below the APOLLO BEACH 33572 median of $417,950, and at $132/sqft it sits under the Apollo Beach average of $260.

02Fresh on the market

Listed today in a Apollo Beach market that averages 56 — if it fits, move quickly.

03Strong assigned schools

Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SM FLORIDA BROKERAGE LLC · Matthew Kurkiewicz. MLS #TB8550623.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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