8514 PALM HARBOUR DRIVE, KISSIMMEE, FL, 34747
Active30 days on marketListed Sep 23, 2026MLS #TB8550989
About this home
8514 PALM HARBOUR DRIVE
Virtually Staged. WELCOME TO YOUR FLORIDA RESORT-STYLE RETREAT! Located in the highly desirable, guard-gated Emerald Island Resort community, this impressive 7-bedroom, 4.5-bath pool home offers approximately 2,881 sq. ft. of spacious living and the perfect combination of comfort, entertainment and location. Whether you're searching for a primary residence, vacation getaway, second home or investment opportunity, this property offers incredible versatility in one of Central Florida's most sought-after vacation destinations. Step inside to a bright, spacious layout designed for gathering and entertaining. The home features a first-floor primary suite with walk-in closet and private bath, while the second floor offers six additional bedrooms, including a second primary suite—providing plenty of space for family and guests. The open kitchen overlooks the family room and features generous cabinet and counter space, a center island, pantry and stainless-steel appliances. The Florida lifestyle continues outdoors with your own private screened-in heated swimming pool and spa—perfect for relaxing after a day at the theme parks or enjoying year-round sunshine from the comfort of home. The attached two-car garage is currently set up as a GAME ROOM, adding another fun entertainment space. Even better, the home is offered FULLY FURNISHED, making it exceptionally convenient for a buyer looking for a move-in-ready residence or vacation property. FURNITURE IS AVAILABLE FOR SALE, providing the opportunity for a truly turnkey purchase. Living in Emerald Island means enjoying resort-style amenities right outside your door, including 24-hour guarded gated access, a beautiful clubhouse, resort-style community pool, fitness facilities, playground, arcade/game area and more. The community's lush tropical setting creates a vacation atmosphere while still providing convenient access to everyday shopping, dining and services. LOCATION, LOCATION, LOCATION! Situated in the heart of Kissimmee's world-famous vacation corridor, you'll enjoy convenient access to Walt Disney World Resort and the greater Orlando attraction area, along with nearby dining, shopping, golf and entertainment. Enjoy evenings at Promenade at Sunset Walk, explore nearby Celebration, spend the day golfing, or experience additional family entertainment at Old Town and Fun Spot America Theme Parks - Kissimmee. With 7 bedrooms, multiple gathering spaces, a private pool and spa, resort amenities, a highly desirable Central Florida location and the option to purchase the furnishings, 8514 Palm Harbor Drive offers the Florida lifestyle buyers are looking for. COME EXPERIENCE IT FOR YOURSELF—schedule your private showing today!
Facts & features
The home at a glance
7
Bedrooms
4.5
Bathrooms
2,881
Sqft
0.18 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,140 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,140/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.1%
$/sqft vs Kissimmee actives
$215 vs $206
Days on market
30 vs 81 typical
Where $215/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Emerald Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Emerald Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Emerald Island is a short-term-rental community. See the full guide →
Emerald Island — neighborhood snapshot
Population
404
Median age
43
Median income
$76,205
Median home value
$469,300
Avg household
2
Households w/ children
24%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
203 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 8514 PALM HARBOUR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$559,000
8521 PALM HARBOR DRIVE · same community
7 bd · 4.5 ba · 2,881 sqft · $194/sqft · 13 DOM
Sold · May ’26$447,500
8542 PALM HARBOR DRIVE · same community
6 bd · 4.5 ba · 2,881 sqft · $155/sqft · 37 DOM
Sold · Dec ’25$540,000
2703 GRAND HARBOUR COURT · same community
7 bd · 4.5 ba · 2,881 sqft · $187/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8514 PALM HARBOUR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8514 PALM HARBOUR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8514 PALM HARBOUR DRIVE FAQs
What would the monthly payment be for 8514 PALM HARBOUR DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,140/mo — principal and interest, the actual property-tax bill, the $285/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8514 PALM HARBOUR DRIVE?+
The association fee works out to $285 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8514 PALM HARBOUR DRIVE?+
The most recent tax bill on record (2025) was $6,735. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 8514 PALM HARBOUR DRIVE be rented short-term?+
Yes — this home sits inside Emerald Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 8514 PALM HARBOUR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $620,000, this home is listed about 65% above the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8514 PALM HARBOUR DRIVE?+
Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$620,000 runs 59% above the KISSIMMEE 34747 median — but at 2,881 sqft it's also 57% larger than the typical Kissimmee listing.
02Zoned for nightly rentals
Emerald Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
Keep looking
Similar homes nearby
Listing courtesy of AVENUE HOMES LLC · Liz Morales. MLS #TB8550989.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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