
12730 KINGS LAKE DRIVE, GIBSONTON, FL, 33534
Active31 days on marketListed Sep 24, 2026MLS #TB8551216
About this home
12730 KINGS LAKE DRIVE
Grab your coffee and head out to the COVERED PATIO overlooking your SALTWATER POOL, because this is where your mornings start now! This 3-bedroom, 2-bath, 2-car garage pool home in Kings Lake is just MINUTES FROM APOLLO BEACH, and while it's 1,424 square feet, the layout feels much bigger. The living area is open and bright, all three BEDROOMS ARE LARGE, and there's plenty of storage throughout. The SPLIT FLOOR PLAN gives the primary suite its own private side of the home, with the other two bedrooms and a guest bath on the other. In the kitchen you'll find GRANITE COUNTERTOPS and crisp white cabinets, not 1 but 2 pantries and ALL THE APPLIANCES STAY, WASHER AND DRYER INCLUDED. Then there's the FENCED BACKYARD. The entire POOL AREA IS SCREENED, with a covered patio for shade and an open PAVER DECK for soaking up the sun, and plenty of room to swim, fire up the grill, or kick back and enjoy a quiet evening outside. Along the side of the home, a FENCED DOG RUN gives your pup a space of their own. Between the grassy area in the back and the front yard, anyone with a green thumb has plenty of room to turn this into their own TROPICAL OASIS. The big items are already taken care of, with a 2021 ROOF, updated windows, a recently replaced pool pump, and a newer sprinkler system. It's in FEMA Flood Zone X, so there's NO LENDER-REQUIRED FLOOD INSURANCE, with a low HOA of $75 each month, and no CDD. Kings Lake has walking trails around the community lake and fountains, a basketball court, and a playground. And on the mornings you'd rather someone else make the coffee, there's a Starbucks right on the corner. APOLLO BEACH, the Manatee Viewing Center, and Tampa Bay's parks and boat ramps are just a short drive away. Schools, shopping, and dining are all within a few minutes, and I-75 at Big Bend Road makes it so easy to get to downtown Tampa, St. Pete, or Tampa International Airport. A pool home with a 2-car garage at this price doesn't come along often. Come see it for yourself! **One or more pics have been virtually staged**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,424
Sqft
0.14 ac
Lot size
2
Garage
2003
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,990 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,990/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.7%
$/sqft vs Gibsonton actives
$232 vs $176
Days on market
31 vs 35 typical
Where $232/sqft sits among the 60 Gibsonton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gibsonton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Gibsonton. See the full Gibsonton guide →
GIBSONTON 33534 — neighborhood snapshot
Population
18,018
Median age
33.1
Median income
$73,600
Median home value
$274,000
Avg household
3.14
Households w/ children
2,552
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gibsonton market
$310K → $312K
Gibsonton median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
30 of 60
Gibsonton actives have cut their price
Median sold price, Gibsonton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the GIBSONTON 33534 median. See the full Gibsonton market guide →
Paper trail
This home's history
Reality check
What actually sold near 12730 KINGS LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$305,000
12740 LAKE VISTA DRIVE · same community
3 bd · 2 ba · 1,617 sqft · $189/sqft · 3 DOM
Sold · Apr ’26$290,000
12741 KINGS LAKE DRIVE · same community
4 bd · 2.5 ba · 2,222 sqft · $131/sqft · 2 DOM
Sold · Dec ’25$280,000
7413 SURREY WOOD LANE
3 bd · 2 ba · 1,487 sqft · $188/sqft · 246 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 12730 KINGS LAKE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12730 KINGS LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12730 KINGS LAKE DRIVE FAQs
What would the monthly payment be for 12730 KINGS LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,990/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12730 KINGS LAKE DRIVE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12730 KINGS LAKE DRIVE?+
The most recent tax bill on record (2025) was $4,130. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12730 KINGS LAKE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gibsonton?+
At $329,900, this home is listed about 6% above the Gibsonton median of $310,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12730 KINGS LAKE DRIVE?+
Gibsonton Elementary School (elementary), East Bay High School (high), Dowdell Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Dawn Fernandes. MLS #TB8551216.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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