CENTURY 21 Edge
$419,900$429,9002 bd1 ba1,077 sqft$390 /sqft≈$3,106 /mo all-in ↓

1024 S ALHAMBRA CIRCLE, NAPLES, FL, 34103

Active19 days on marketListed Sep 23, 2026MLS #TB8551241

✦ Priced 25% below the NAPLES 34103 median✦ Reduced $10KFully furnishedSingle Family ResidenceNAPLES TWIN LAKES

About this home

1024 S ALHAMBRA CIRCLE

1024 S Alhambra Cir is a 1958 concrete block single-family home of 1,077 square feet on an 8,160 square foot lot in Naples Twin Lakes, Naples FL 34103, laid out as a 2 bedroom 1 bath main residence plus an attached efficiency with its own exterior entry, its own kitchen and its own full bath. The efficiency sits at one end of the home behind its own front door and functions entirely on its own, finished to the same standard as the main house with matching tile, its own window line and its own bath. Construction is concrete block with stucco, under a gable roof re-covered in Landmark architectural shingles on a county permit finaled in December 2024. Hurricane impact windows are in place throughout the home and the air conditioning system is new. Plumbing has no reported issues. Large format neutral tile runs continuous through every room of both spaces, front to back. The main kitchen is a galley layout with wood cabinetry, a double stainless sink set under a window, a range, a dishwasher and a stainless microwave. The efficiency kitchen carries painted cabinetry, a stainless refrigerator, a range, a microwave and a window over the sink. Both bathrooms were reworked with tiled walk-in showers, one finished floor to ceiling in tile with a decorative band and a glass slider and a window set into the shower wall, each with a vanity and a framed mirror. The bedrooms and the dining area carry vaulted ceilings, ceiling fans and wide blinds, and ceiling fans are fitted in the living areas as well. Both front entries are solid doors with decorative oval glass inserts. Outside, an oversized poured concrete parking pad fronts the home and gives room for several vehicles parked side by side, with separate approaches to each of the two entry doors. The rear yard is fully fenced with wood privacy fencing and runs deep and open, holding a detached storage building, a covered work and equipment area off the back of the house under its own metal roof, a poured concrete patio and a play structure. Palms, a fruit tree and shade trees line the front and side of the lot. Water service is delivered by the city system and waste is handled by an onsite septic system. Twin Lakes sits in central Collier County between US 41 and Goodlette-Frank Road, which places the home within a short drive of the Gulf beaches, the shops and restaurants of downtown, and the north end retail and dining corridor. The street is a grid of one story detached homes on similar lots, giving the block a low, consistent roof line and generous spacing between houses. The heavy items here are already done: block construction, impact glass, a 2024 roof and a new air handler. The efficiency gives you a flexible space with a full kitchen and a full bath attached, usable as guest quarters, a home office suite, a studio or a workshop. Showings are by appointment.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,077

Sqft

0.19 ac

Lot size

1958

Year built

One

Levels

$390

Per sqft

Furnished

Inside

FlooringTile
AppliancesRange · Refrigerator
InteriorCeiling Fan(s)
LaundryOther
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorOther

Community & fees

Taxes (2025)$3,466/yr

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,106 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$289
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,697Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,697
Interest rate6.00%
Loan term

Estimated payment

$3,106/mo

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$289
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Naples actives

$390 vs $314

Days on market

19 vs 70 typical

Where $390/sqft sits among the 36 Naples actives

11
11
3 · this home
6
2
3
$183–255$255–328$328–400$400–473$473–545$545+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Naples Twin Lakes

Get to know Naples. See the full Naples guide →

Naples Twin Lakes — neighborhood snapshot

Population

1,276

Median age

39

Median income

$86,098

Median home value

$442,900

Avg household

2

Households w/ children

76%

For the school run

Collier County School District

ElementarySea Gate Elementary School★★★★★
MiddlePine Ridge Middle School★★★★★
HighNaples High School★★★★★
HighLorenzo Walker Technical High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Naples market

Seller’s marketBalanced — 5.4 months of inventoryBuyer’s market

$535K → $400K

Naples median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

13 of 36

Naples actives have cut their price

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% below the NAPLES 34103 median. See the full Naples market guide →

Paper trail

This home's history

CurrentPrice reduced to $419,900 ▼ $10K
Sep 23, 2026Listed at $429,900 · 19 days on market since
1958Built · NAPLES TWIN LAKES

Reality check

What actually sold near 1024 S ALHAMBRA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

788 PARK SHORE DRIVE UNIT H37Sold · Jun ’26

$250,000

788 PARK SHORE DRIVE UNIT H37

1 bd · 1.5 ba · 848 sqft · $295/sqft · 0 DOM

3430 GULF SHORE BOULEVARD N UNIT 3BSold · Feb ’26

$1,010,000

3430 GULF SHORE BOULEVARD N UNIT 3B

2 bd · 2 ba · 1,405 sqft · $719/sqft · 90 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1024 S ALHAMBRA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1024 S ALHAMBRA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1024 S ALHAMBRA CIRCLE FAQs

What would the monthly payment be for 1024 S ALHAMBRA CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,106/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1024 S ALHAMBRA CIRCLE?+

The most recent tax bill on record (2025) was $3,466. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Naples?+

At $419,900, this home is listed about 13% below the Naples median of $480,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1024 S ALHAMBRA CIRCLE?+

Sea Gate Elementary School (elementary), Pine Ridge Middle School (middle), Naples High School (high), Lorenzo Walker Technical High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the NAPLES 34103 market on paper

$419,900 is 25% below the NAPLES 34103 median of $559,450.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Strong assigned schools

Sea Gate Elementary School, Pine Ridge Middle School, Naples High School, Lorenzo Walker Technical High School — Sea Gate Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $429,900, now $419,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of SILVER DOOR REALTY LLC · Michelle Paez. MLS #TB8551241.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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